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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Save without realising!

I have been using this app for a year and it has helped me save for a car and spending money for our family holiday. Hardly notice money has been taken out due to the amounts taken each time. Reviewed on: 6th February 2020

Quick and easy

Very simple idea that works. I dont notice I'm saving Reviewed on: 6th February 2020

Putting hope back into savings

The product itself is flawless. Without having to do anything I have saved nearly £1000, something I thought would be near enough impossible. And I haven't had to drastically change anything or get anxious about saving. The technology is seamless. Very easy to connect to my bank and quick & helpful customer service all via the app. The branding / language etc is fun, creative and relatable Reviewed on: 6th February 2020

Amazing app!

Chip is so good for subtly putting away money, you don’t even notice it leave your account, then you check every little while to see how much you’ve saved and it’s always a lot more than you expect! The manual feature is also great, and customer service is always amazing! Reviewed on: 6th February 2020

Great app that's helped build my savings from 0

Chip has made it incredibly easy to build up my personal savings over a short period of time. I've not had any issues and the app is very well designed Reviewed on: 6th February 2020

Very good

It's very good, easy to save with out noticing Reviewed on: 6th February 2020

The Chip(s) to my Fish

What a company. This concept may no longer be “breaking news”, but right from their initial delivery, Chip was ahead of the game in their approach and implementation. The service they offer is not only on point for the digital age, the content is delivered in a quirky, enjoyable style that proves you can marry money and humour and give birth to pure financial joy. In app issues and updates are communicated well, and the chat team are the most responsive service line known to mankind. I chose to invest on the latest roundup for these reasons. Rock on Chip! Reviewed on: 6th February 2020

Saving without noticing!

Chip is great, I am typical in that I generally spend what I have and don't save a huge amount. Chip has helped me to pay for a few big purchases and now it is a 'just in case' fund for when my car dies! Reviewed on: 6th February 2020

Mindless saving is great

It's so easy. I've recommended it to loads of friends who also love it. Reviewed on: 6th February 2020

You save money

It makes saving your default position. Reviewed on: 6th February 2020

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