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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Saving without noticing!

5
Chip is great, I am typical in that I generally spend what I have and don't save a huge amount. Chip has helped me to pay for a few big purchases and now it is a 'just in case' fund for when my car dies! Reviewed on: 6th February 2020

Mindless saving is great

5
It's so easy. I've recommended it to loads of friends who also love it. Reviewed on: 6th February 2020

You save money

5
It makes saving your default position. Reviewed on: 6th February 2020

So easy, it is like free money!

4
Chip has been saving me £20-30 here and there for the last couple of years without me even realising it’s being put aside. Last year I used the money to pay for my wedding suit and accessories, this year I’m saving for my holiday. By telling you how much they are going to take a few hours before it’s taken allows you to cancel the save if you think it might drop your bank balance too low. Love the app! Reviewed on: 6th February 2020

The best!

5
Have saved close to £2000 in 18 months with this app without ever feeling short - it's so clever and I use it as my personal spending money now so it always feels like a treat Reviewed on: 6th February 2020

A LIFEsaver!

5
Chip has been an invaluable tool for saving for my wedding and generally takes the stress out of saving by making it one less thing to consciously think about. I recommend it to everyone! Reviewed on: 6th February 2020

Chip is a savers dream

5
Had the app for a while saved over 1k and didnt even relaise it. Oerfext and lots of features reccomend to anyone Reviewed on: 6th February 2020

Simple, fuss free saving.

5
An easy way to save without the hassle of actually thinking about it. The app does it all for you and gives you the option of not making a saving deposit if you are a bit tight that week. I’ve even got my kids using it to save too. Reviewed on: 6th February 2020

Recommended

4
Great app, helped me save a lot of money, and earn a lot of interest. Only thing stopping it getting full marks is the delays for chip x, might be slightly harsh on my part! Reviewed on: 6th February 2020

Brilliant savings tool

5
I love this saving app, makes saving exciting Reviewed on: 6th February 2020

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