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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Ingenious saving

5
I’ve already recommended Friends. Great initiatives, easy contact with customer service and the ability to divide your savings is perfect! Reviewed on: 6th February 2020

Great app

5
Good to slowly squirrel away some savings for that holiday or new vehicle. Reviewed on: 6th February 2020

Savings without any thought

5
Chip is a great app with friendly notifications always warning me of potential withdrawals and I check it little and often to see my balance. It helps me save to life's big, one off events Reviewed on: 6th February 2020

Brilliant app never saved so much !

5
Brilliant app never saved so much ! Reviewed on: 6th February 2020

Great app - could not have saved otherwise!

5
It helped me stash money without knowing it. The result.... help save up for a house deposit. I’ve recommended to friend, family who also have began using it. Genius idea- great way to save. Modern and interesting concept- keep the fun gifs coming :-) Reviewed on: 6th February 2020

Only way I've been able to save

5
I've always struggled putting money to one side and not touching it until something important happens. I barely notice the saves happening and as it's seperate from my bank I only withdraw for big things like holidays. I just wish there was more benefit like interest. Reviewed on: 6th February 2020

Saving...

5
Help me save when I didn't think I could! Reviewed on: 6th February 2020

Superb chip

5
Always struggled saving money but chip has made it oh so easy! Don’t even notice the money being saved! Makes me wonder what I was doing with the money I’m now saving! Already recommended it to many friends and will continue to recommend to more! Amazing app! Reviewed on: 6th February 2020

Easy way to save money

5
A great idea and has me saving with ease. I don’t even realise the money is leaving my account and now I’ve got over £1200 saved. Fantastic! Reviewed on: 6th February 2020

Great service

4
All banks should follow suit! Saving without worrying about going into the overdraft is great. Reviewed on: 6th February 2020

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