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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Saving habit winner !

A great way to build a little nest egg to save for a holiday or special occasion. I am saving up for a wedding gift for my son and his fiancée. I am sending them to Mauritius for a luxury honeymoon ! Reviewed on: 6th February 2020

Money for holidays and presents

This app helps you to put aside small amounts of money every week without too much pain. After a few months there is enough money to treat myself or my family. Reviewed on: 6th February 2020

Chipping away

Brilliant . Could not speak highly enough of chip. Used it to chip away my overdraft. Buy a house and plenty of holidays. Best out there Reviewed on: 6th February 2020

Effortless saving and easy to use

Great app for saving how much I can afford to save. UI is intuitive, team are always friendly and it's helped me a save lots without realising. Reviewed on: 6th February 2020

Holiday Ot

Brilliant for non savers to start saving .Got my wife onto it who couldn’t save if her life depended on it and now she’s hooked and doesn’t want to spend her savings Reviewed on: 6th February 2020

Excellent way to save

This little app help me to save, without thinking or impacting my monthly spending habits Reviewed on: 6th February 2020

Helped me get back on my feet

I bought my first property and found it extremely hard to save for a while. I came across Chip and it’s helped me to slowly build up my savings! I now feel so much happier (and less stressed) as I’m finally comfortable after eighteen months. No more overdraft!! Reviewed on: 6th February 2020

Great saving App

You don’t notice a little bit going out here and there and being siphoned off to a savings account. Without missing any money, I suddenly found just over £1000 had built up. Paid for most of a long weekend in New York. Thanks Chip! Reviewed on: 6th February 2020

Easy to use and good communication

I started with Chip just before going on Maternity Leave so that I knew I’d have some sort of savings to fall back on. The fact that I continued to save even when on half pay gave me some security as well as withdrawing quickly and easily Reviewed on: 6th February 2020

Brilliant app

Got recommended by a friend, takes small amounts of money so I don’t notice and builds up nicely. Reviewed on: 6th February 2020

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