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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great saving App

5
You don’t notice a little bit going out here and there and being siphoned off to a savings account. Without missing any money, I suddenly found just over £1000 had built up. Paid for most of a long weekend in New York. Thanks Chip! Reviewed on: 6th February 2020

Easy to use and good communication

5
I started with Chip just before going on Maternity Leave so that I knew I’d have some sort of savings to fall back on. The fact that I continued to save even when on half pay gave me some security as well as withdrawing quickly and easily Reviewed on: 6th February 2020

Brilliant app

5
Got recommended by a friend, takes small amounts of money so I don’t notice and builds up nicely. Reviewed on: 6th February 2020

Easy saving

5
So quick and simple. I now have over a grand to go on holiday! Reviewed on: 6th February 2020

Happy customer

5
It’s been very good, easy to use, encourages me to save and keep an eye on my savings. Reviewed on: 6th February 2020

From acorns oak trees grow

4
Small amounts squirreled away grow and grow. So summer comes and you have leafy returns to enjoy. Reviewed on: 6th February 2020

Revolutionary saving app

5
This is a clever little application that connects to your everyday debit card and use calculations on your weekly unspent money to 'chip' away into a saving account within the app, all done automatically! You can access this all the time, withdrawing when you need to. You can also manually add to the account. Reviewed on: 6th February 2020

Amazing app

5
Easy to use and the saving algorithm is great! Reviewed on: 6th February 2020

Save without thinking

5
Great app. Helped to save quite a bit! Reviewed on: 6th February 2020

User friendly with excellent customer service

5
Chip have been excellent since I joined. Reviewed on: 6th February 2020

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