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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Top savings account with intuitive ideas.

5
Saving couldn't be easier. I just don't notice the money going out but it looks great when I check into Chip and see my savings growing. Reviewed on: 6th February 2020

Perfect for lazy saving

5
It's ideal for those who think they can't afford to save as chip works out what you can afford and puts it away without you noticing. You have savings before you know it. Only downside is that it doesn't pay interest, but it's easy to move the savings out to another account that does when you're ready. Reviewed on: 6th February 2020

Genius

5
Able to save money without realising, amazing Reviewed on: 6th February 2020

Life saver!

5
Chip is the best app I have ever used and it's saved me thousands over time without me really noticing. I even top it up when I can because it's so relieving to know there's a savings pot there the whole time. I love how simple it is to use and how I can choose how much I want to save. I've recommended it to all my friends and family, especially those who struggle to save for themselves. I am constantly travelling from place to place and it's been a life saver to have my savings to fall back on. It's the best! Reviewed on: 6th February 2020

Terrific Savings App

5
Great app that has helped me with my savings Reviewed on: 6th February 2020

So easy to use

5
Such an easy and effective product, I have used Chip for nearly two years now and it has helped me afford many things, from a holiday, Christmas presents to football boots. I have passed chip to as many people as possible and they have all enjoyed it and benefitted. Reviewed on: 6th February 2020

Good

4
Really very good. Would and have recommended Reviewed on: 6th February 2020

Big fan of chip

5
Very easy to use. The money quickly starts to add up to without me noticing. Friendly customer team Reviewed on: 6th February 2020

Great for saving without realising it.

5
Great interface. Seamless saving. Reviewed on: 6th February 2020

Great Service, Fast Saving!

5
I've saved more than I ever thought possible through this very user friendly app and customer service are always on hand to support with any issues. Reviewed on: 6th February 2020

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