Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Outstanding

4
It’s been an great tool to help me save! Chip takes out a little amount each time which does not affect your savings account Reviewed on: 6th February 2020

Great and easy way to save

5
This app has helped me save for holidays! Brilliant idea, easy to use and great customer service. You can manage and taylor it to suit your needs. Easy to add more money if you’ve got the extra cash but just as easy to withdraw it if your needing it. Reviewed on: 6th February 2020

No brainier

5
Chip has enabled me to save when I didn’t think I could afford to save anything, and it’s done it without me realising it. Really easy to use. Amazing how little bits of savings add up quickly. Thank you guys! Reviewed on: 6th February 2020

Great way to save

5
I am not a great saver, but that app has changed it and helped me putting something aside Reviewed on: 6th February 2020

Chip App Savings Scheme

5
Great way to save, automatic updates and reminders when money is going to be withdrawn and added to your Chip Account. Reviewed on: 6th February 2020

Simply great

5
I've been using chip for two years now and will soon be making my second ever withdrawal to pay off a lot of my first car. The app makes saving so easy and the company are so interactive and engaging. I have had a few friends sign up from my recommendation and they all agree Reviewed on: 6th February 2020

Never missed what chips taken from me

5
I’ve now got a little under 3k in my chip account. Never missed what it takes out. Shhh don’t let the wife find out! Reviewed on: 6th February 2020

I've never been able to save and now I can

5
In fact I actively enjoy it. Small updates and suggestions to save and when I use it a reward. All the pain is gone and I honestly enjoy saving now. #turneditaround Reviewed on: 6th February 2020

Perfect ap for saving

5
Ive been using chip for over a year and i cant recommend it highly enough. Ive managed to save way more than i thought possible without even trying. 5 star from me Reviewed on: 6th February 2020

Great app

5
Great app. Easy to use. Pay interest on a larger amount than any other easy access high street account. Reviewed on: 6th February 2020

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products