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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18460)

Great way to save

5
I am not a great saver, but that app has changed it and helped me putting something aside Reviewed on: 6th February 2020

Chip App Savings Scheme

5
Great way to save, automatic updates and reminders when money is going to be withdrawn and added to your Chip Account. Reviewed on: 6th February 2020

Simply great

5
I've been using chip for two years now and will soon be making my second ever withdrawal to pay off a lot of my first car. The app makes saving so easy and the company are so interactive and engaging. I have had a few friends sign up from my recommendation and they all agree Reviewed on: 6th February 2020

Never missed what chips taken from me

5
I’ve now got a little under 3k in my chip account. Never missed what it takes out. Shhh don’t let the wife find out! Reviewed on: 6th February 2020

I've never been able to save and now I can

5
In fact I actively enjoy it. Small updates and suggestions to save and when I use it a reward. All the pain is gone and I honestly enjoy saving now. #turneditaround Reviewed on: 6th February 2020

Perfect ap for saving

5
Ive been using chip for over a year and i cant recommend it highly enough. Ive managed to save way more than i thought possible without even trying. 5 star from me Reviewed on: 6th February 2020

Great app

5
Great app. Easy to use. Pay interest on a larger amount than any other easy access high street account. Reviewed on: 6th February 2020

Helped me save when i didnt think i could!

5
I have loved using chip and reommend it to my family and friends. I didnt think i had enough money to save but using chip has allowed me to do this. My latest goal is to save 2k. Reviewed on: 6th February 2020

Simple, effective, useful

5
Does exactly what it says on the tin - I've saved at least a few grand in the time I've been using it and not really noticed the money coming out too much. Pretty much flawless as a user experience, recommend it constantly. Reviewed on: 6th February 2020

Changed my life

5
This app has changed my life. I have never been much of a saver, but because of this app I control the money I spend and save while doing it. Reviewed on: 6th February 2020

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