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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Helped me save when i didnt think i could!

I have loved using chip and reommend it to my family and friends. I didnt think i had enough money to save but using chip has allowed me to do this. My latest goal is to save 2k. Reviewed on: 6th February 2020

Simple, effective, useful

Does exactly what it says on the tin - I've saved at least a few grand in the time I've been using it and not really noticed the money coming out too much. Pretty much flawless as a user experience, recommend it constantly. Reviewed on: 6th February 2020

Changed my life

This app has changed my life. I have never been much of a saver, but because of this app I control the money I spend and save while doing it. Reviewed on: 6th February 2020

BEST SAVINGS APP

I love chip, have been using it to save for a while now and it's the perfect solution for me. The custom savings levels really suit my changing needs and paired with AI, it really works wonders. Ive recommended it to all my friends and family. Reviewed on: 6th February 2020

Great idea, just need to improve rough edges

Customer services can be hit and miss and the app can break with long delays to fix. But that being said the concept is great and they are clearly trying to improve and expand the offering Reviewed on: 6th February 2020

Great Idea!

What a simply fantastic idea to have a savings app that works out what you “won’t miss” from your personal account and safely stashes it away for you... and gives you a great interest rate! I’ve never been able to save in the past. I’ve now saved over £3,500 since I first opened my Chip account a few years ago! Thanks Chip!! Reviewed on: 6th February 2020

Savings that I never knew I had

Chip is an amazing app for me. I quite happily spend from my current. All those lunches, coffees and trips to the supermarket are easily paid for so Chip is the perfect savings app for me. Every few days it cleverly calculates my spending and squirrels away what I can afford to miss. Before I know it I have a few hundred pounds saved at the end of the month which I can put towards a treat or three! Reviewed on: 6th February 2020

Excellence with ease.

Excellent unobtrusive way to save. Easy access, great app. Reviewed on: 6th February 2020

Easiest way to save money

Convenient app to save money towards a project. Reviewed on: 6th February 2020

Painless

This app has made it possible for me to save money for literally the first time in my life. It’s one of the best and probably the most useful app on my phone, hands down. Thanks! Reviewed on: 6th February 2020

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