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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

EASY SAVINGS

For the first time I've actually been able to save regular because the amounts Chip calculate is what you can afford without noticing a dent in your money. You are able to increase, decrease or stop payments altogether and if you wish to withdraw then that's done on the sane day. Fab Reviewed on: 6th February 2020

Chip is the best

Chip is a really good saving app, you can set a savings level, cancel a save, amend a save, pause a save, create saving plans. Customer services are really quick and helpful also Reviewed on: 6th February 2020

Helped me out of my overdraft into a healthy saving habit

I left university with no degree and about -£1000 in my bank account. After getting a stable job in hospitality, I downloaded chip to help me start putting some cash away - immediately setting it to save as hard as possible. Cut to almost 2 years down the line and not only is my current account fairly healthy, I've saved £2.2k through chip alone - definitely couldn't have done it on my own. Reviewed on: 6th February 2020

I saved money I did not know I could afford

Chip has allowed me to save towards several of my big “fun” goals that I honestly thought I couldn’t afford. By taking just a small amount from my account that it knows I can afford without missing I’ve been able to pay for travel to several dream destinations of mine. It’s really given me freedom over my money because before I couldn’t bring myself to save when I though the money was already spoken for. I tell all my friends and family to sign up because it’s had such a positive affect on my finances Reviewed on: 6th February 2020

so easy to use !

Lovely little app that lets you save for up to 3 different goals at the same time - so easy to use and save so quickly! Love the option of a manual save too if you’d like to speed your saves up. Reviewed on: 6th February 2020

Amazing!

This is the simplest way to save money. I don’t even notice the money coming out as they calculate it so well. Withdrawals are simple and take a matter of minutes. Can not recommend enough! Reviewed on: 6th February 2020

Holiday savings made easy

Chip has made it possible to save without having to think about saving, and I use it to pay for my holidays. Couldn’t ask for more Reviewed on: 6th February 2020

Everyone should have Chip

I don’t even notice I’m saving, it’s very efficient and I’m always telling my friends and family to download it. Reviewed on: 6th February 2020

Smash your savings goals

Auto saves little and often without me realising it. Reviewed on: 6th February 2020

Helping me finally start thinking about my savings

The Chip app has helped me start my savings when I thought it was impossible to save anything. The easy way it just runs in the back and does the thinking for me is great. If ever I do need to stop a savings due to a emergency or something it is instantaneous. Also it has helped me save for many holidays and surprises with ease. Reviewed on: 6th February 2020

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