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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Best Savings App

5
So easy to save, whatever you are saving for, and never feel short of money. Reviewed on: 6th February 2020

Excellent, funding Euro 2020 because of it

5
Love this app. Slowly save money so it doesn’t affect your day-to-day life and you hardly notice the money going out. I’ve been able to save up enough over the year to go on two Euro 2020 trips with the boys! Can’t recommend enough. Reviewed on: 6th February 2020

It just works

5
Chip works well to sneak money away, I really haven't noticed until I see the total! Responsive app, timely updates and a fun team who listen to customers. Reviewed on: 6th February 2020

What a difference!

5
Have saved more than 1000 extra a year with this little wonder. Saving for maternity leave and to do up the house. Never thought it possible before chip! Reviewed on: 6th February 2020

Great way to save

5
The app is really easy to use and make saving an affordable amount really easy Reviewed on: 6th February 2020

Makes saving effortlesd

5
This app has allowed me to save money without any effort. It does it all for me. Love the fact I have been able to save over a grand and I get a competitive rate of interest. For anyone it two minds, don't be, download the app now Reviewed on: 6th February 2020

Best app ever!

5
I've saved nearly £2k towards my house deposit! Recommend this to anyone I speak to who mentions being skint or needing to save money. Reviewed on: 6th February 2020

Saving without thinking!

5
Chip has helped me reach goals I didn't think I'd be able to and continues to stash away money without me even noticing. Reviewed on: 6th February 2020

The most effective saving account

5
This is genius saving app. Only ever taking so much money that you never even realise and then suddenly, boom. you’ve got your 5K Mexico trip sorted! Reviewed on: 6th February 2020

Easy, manageable

5
Easy to use and self explanatory. If you need help there is always someone online to chat to for help and guidance. Withdrawals are simple and in your bank account same day Reviewed on: 6th February 2020