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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18460)

Literally Saved Thousands

5
I've made a fortune. What's more to say? Reviewed on: 6th February 2020

Great savings tool

5
Great UX and has enabled me to save over 2k. Reviewed on: 6th February 2020

My Favourite App!

5
Thanks to Chip I have found it incredibly easy to save. The app has made me consider what I spend my money on and how I can save more. Reviewed on: 6th February 2020

great easy app

5
App helps you save whithout thinking about it. They calculate what you can afford and then take it. Super easy and great to see how much progress you are making Reviewed on: 6th February 2020

Great way to save

4
Chip us a great way to build up a saving pot for either a special reason or just a rainy day without noticing or leaving yourself short. In fact sometimes it's a challenge or a game to see how much you can actually manually save too. Reviewed on: 6th February 2020

Great app

5
Has helped me save without having to think about it Reviewed on: 6th February 2020

Great savings app

5
This stop gives you an easy way to chip away at a saving target, adding a few pounds here and there so you barely even notice, and giving a decent interest rate compared to most banks. Reviewed on: 6th February 2020

So simple to save

5
I love that is slowly takes a little bit here and there - it’s not a big chunk that, so I never end up missing it. And every time I don’t spend on things like lunch at work, I’ll add that small amount to my Chip and it quickly mounts up Reviewed on: 6th February 2020

Saving is so easy

5
Effortless savings app that you literally don’t have to think about. I saved up money for my wedding and maternity leave using chip. Also the ability to control savings amounts means I can use it even in the tight times. Reviewed on: 6th February 2020

Amazing

5
I have ranted and raved to all my friends about this savings app ever since I downloaded it. I cant get enough of it! I've managed to persuade a nice handful of my friends and family to download this too. I've saved so much without even realising and I honestly wouldnt of been able to do it without Chip. So easy to use and I'm so thankful for it! Reviewed on: 6th February 2020

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