Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

So simple to save

5
I love that is slowly takes a little bit here and there - it’s not a big chunk that, so I never end up missing it. And every time I don’t spend on things like lunch at work, I’ll add that small amount to my Chip and it quickly mounts up Reviewed on: 6th February 2020

Saving is so easy

5
Effortless savings app that you literally don’t have to think about. I saved up money for my wedding and maternity leave using chip. Also the ability to control savings amounts means I can use it even in the tight times. Reviewed on: 6th February 2020

Amazing

5
I have ranted and raved to all my friends about this savings app ever since I downloaded it. I cant get enough of it! I've managed to persuade a nice handful of my friends and family to download this too. I've saved so much without even realising and I honestly wouldnt of been able to do it without Chip. So easy to use and I'm so thankful for it! Reviewed on: 6th February 2020

So helpful

5
A great way to easily save money with excellent customers service too! Reviewed on: 6th February 2020

Clean and simple savings app

5
Such a stress free way to save! The algorithm calculates the saving amount for you and off it goes. Reviewed on: 6th February 2020

Easy way to save

4
I’ve saved A LOT effortlessly with chip. Only thing I wish was better was interest on savings. Reviewed on: 6th February 2020

Simple saving

5
Chip is so great. I've been using it for multiple years and saved up for various things like car deposits home improvements, etc. The best thing about it as it saves little and often, you don't even feel the money leaving your account. Reviewed on: 6th February 2020

Easy Money!

5
Who would have known it was so easy to save? I love this app so much, it actually makes saving fun. Couldn't recommend more! Reviewed on: 6th February 2020

Makes saving easy

5
I love how easy it is to save with this app. I’m sure I wouldn’t have saved so much in such a short period of time without it. Reviewed on: 6th February 2020

Great and easy way to save.

5
Such an easy way to save money without even noticing a dent in your pocket! Reviewed on: 6th February 2020

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review