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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Brilliant way to save

5
I’ve saved so much over such a little time. Shows you how much you can save if you don’t think about it Reviewed on: 6th February 2020

Easy smart way to save a bit more

5
Great app, you can set goals, have regular automatic saves, and it's easy to stasg money away and withdraw when you need it. Reviewed on: 6th February 2020

Easy, hands free & dynamic savings

5
I highly recommend this app, since starting with this app I've saved about 5000 pound over 2-3 years which was something I was never able to do on my own. Plus the customer's service is great and the interface of the app is simple and easy to use. Reviewed on: 6th February 2020

Neat and unobtrusive

5
I like how it critters away small sums of money regularly - and the lo and behold you’ve got a tidy sum stashed away! Very easy to do Reviewed on: 6th February 2020

Saved without even knowing

5
I've used Chip now for a little under 2 years. It sits in the background and does all the financial legwork for me; I don't often login, just let it do its thing and without me realising I saw the other day that I've managed to put away just shy of a cool grand! Me - the lad who couldn't budget for a Big Mac. Chuffed is an understatement and of course I've recommended it to everyone I know. This deserves the highest awards out there as nothing comes close. End the competition as it's already been won! Matt Reviewed on: 6th February 2020

The simplest, easiest, best way to save money, painlessly!

5
From registration to withdrawal Chip is seamless. For the past 12 months, almost behind my back Chip has boosted my savings capital. I love it and recommend to everyone. Reviewed on: 6th February 2020

Helped me save efficiently

5
Before Chip I was useless at saving. Now I've saved thousands of pounds because of their wonderful app and I've been so impressed I've invested in Chip X. Reviewed on: 6th February 2020

Perfect way to save

5
Without knowing it I've saved up for a holiday. Withdraws money which I would of otherwise used on meaningless things. Amazing! Reviewed on: 6th February 2020

Understanding money

5
Not only does chip save you small amounts of money it’s also makes you appreciate how money works a little more. You can set yourself a goal and the amount you’d like to save for that goal which helps you achieve this sooner rather than later. Reviewed on: 6th February 2020

Removes the burden of saving

5
So easy to use and such great rewards. Allows you to set reasonable targets for savings and lets you measure how achievable they are. Has helped me in some big purchases over the last year. Reviewed on: 6th February 2020

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