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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Understanding money

5
Not only does chip save you small amounts of money it’s also makes you appreciate how money works a little more. You can set yourself a goal and the amount you’d like to save for that goal which helps you achieve this sooner rather than later. Reviewed on: 6th February 2020

Removes the burden of saving

5
So easy to use and such great rewards. Allows you to set reasonable targets for savings and lets you measure how achievable they are. Has helped me in some big purchases over the last year. Reviewed on: 6th February 2020

Saving couldn't be easier

4
I'm saving for my travel expenses abroad without realising it. Very handy tool and it never feels like its taking out too much cash from your bank. Happily would recommend Reviewed on: 6th February 2020

Great way to save

5
Best way to save and not even notice Reviewed on: 6th February 2020

Easy savings

5
Chip made saving extremely convenient and easy Reviewed on: 6th February 2020

Amazing savings tool

5
Incredibly useful. Enables me to save money without even thinking about it or noticing. Has enabled me to save significant amounts I otherwise wouldn't have. Reviewed on: 6th February 2020

Little and often

4
Very good experience Has allowed me to save little and often without having any noticeable impact on my finances Reviewed on: 6th February 2020

Easy!

5
For the first time in my life as a 29 year old I actually have a full wage saved up for a rainy day and it's all thanks to chip autosaving so most of the time I dont even notice! Reviewed on: 6th February 2020

Very user-friendly app

5
Chip has helped me to save towards two goals already. The functionality of the app is excellent (being able to auto top up or otherwise just leave it to do its thing). It's a great way of supplementing other savings without really noticing. Reviewed on: 6th February 2020

Best app

5
Saved my life and saves all my money! Reviewed on: 6th February 2020

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