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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great unique app

5
Perfect to "force" you into saving Reviewed on: 27th January 2020

Digital effortless piggy bank!

5
Small automatic savings gets accrued into a larger pot.. I am loving it! Reviewed on: 27th January 2020

Chip saving

5
Useful for small savings, adds up quickly and good interest if you’ve invited a few friends. Very easy to use. Reviewed on: 27th January 2020

Simple saving tailored to my spending

5
I really like that the app is linked to my bank account and it lets me sensibly save without really noticing the hit on my account. I saved over £200 in 2 months without really noticing the money going out. I love the alerts too. The language on the app is really good with no jargon and it’s written in a clear, informal way. If only the stuffy banks could adopt this way of communicating! Well done Chip! Reviewed on: 27th January 2020

Great way to save

5
Chip takes just enough money so that your savings mount up quickly without you even noticing. Reviewed on: 27th January 2020

Effortless saving

5
In the past year Chip has helped pay for this years car insurance, paid for christmas gifts and food, a trip to france amd still has ample cash to work as an emergency fund. Chip has made cash management super simple and put me in a mucher better place. Reviewed on: 27th January 2020

Amazing app for saving.

5
Great app. Makes saving really easy. So much so that you don’t even need to think about it. I paid for my wedding suits with my chip savings and I didn’t even notice the savings being taken from my current account. Great! Reviewed on: 27th January 2020

The app is the best!

5
I love the app so much and it has helped me to save so much money. I have been able to use the saved money for the things I've always wanted to do, like a movie marathon Pyjama Party! I am so thankful that Chip exists. So thankful that I will continue using it when I go to university and beyond Reviewed on: 27th January 2020

They do it for me

5
I’ve never been able to save. Even 20 pounds a month. Chip does it for me and it doesn’t hurt! Reviewed on: 27th January 2020

Astonished how easy it is to save

5
You don’t even notice the small amounts being taken. Helps to save so easily. Love it Reviewed on: 27th January 2020

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