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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Simple, fun and effective

If Chip didn’t auto save, I wouldn’t have any savings. Reviewed on: 14th January 2020

So easy my mum can do it

I save without realising and it has come in extremely handy the odd time when funds have run low. I got my flatmate and mum on to it. My mum is now kicking my ass on the saving front but we both love it. Reviewed on: 14th January 2020

Makes saving easy!

Really good, easy to use app and the idea of random amounts debiting so it isn't as obvious as moving £100’s on payday then having to move back near the end of the month is brilliant! When i withdraw it every £50 or so i feel like its free money! Reviewed on: 14th January 2020

Great way to save!

Great way to save without feeling the pinch. It’s amazing how much £10 here and there really adds up. Reviewed on: 14th January 2020

Best app and savings experience

Managed to far exceed my savings goals!! Limited effort and fun app to use Reviewed on: 14th January 2020

So easy!

I love chip! It’s so easy to use and helps me save spending money for holidays ☀️ I would definitely recommend! Reviewed on: 14th January 2020

Brilliant idea put in to a practical app.

Easy saving, good interest incentive, and the new ChipX could be the beginning of a new savings, lending and investment era. Reviewed on: 14th January 2020

Fantastic

Chip helps me save by doing autosaves for me. I can get to my money whenever I need it and they have a decent rate of interest. They are also very helpful if you have any problems or queries too. Reviewed on: 14th January 2020

Amazing savings app!

Great and simple to use! Allows me to save without me thinking about doing it, a little really does go along way! Brilliant! Reviewed on: 14th January 2020

Just what I need

This app makes saving money painless. It is a fantastic idea. It takes money from your bank account when it thinks you can afford it. Reviewed on: 14th January 2020

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