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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

The Best Saving App

5
Quite simply, Chip is the best saving app out there. It makes saving so easy, you don't even think about it or notice it. The multitude of options of how to save, from saving accounts to ISA's to investing. Chip is always looking for the best rates for its members and is often ahead of the curve compared to other saving apps. Reviewed on: 23rd March 2025

Very good experience, always have a response to quer...

5
Very good experience, always have a response to queries and help. Very easy to navigate the app. Reviewed on: 23rd March 2025

Chip has best saving rates, great customer service a...

5
Chip has best saving rates, great customer service always very helpful. Reviewed on: 23rd March 2025

Great savings and ISA interest rates and response t...

5
Great savings and ISA interest rates and response to any queries. Reviewed on: 23rd March 2025

Ease of use is excellent

5
Good rates - very easy to use app - very user friendly Reviewed on: 23rd March 2025

Always consistant good rates, easy to use app, auto...

5
Always consistant good rates, easy to use app, auto save features makes saving effortless Reviewed on: 23rd March 2025

I’ve saved lots and the interest rate has been great

5
I’ve saved lots and the interest rate has been great Reviewed on: 23rd March 2025

The whole experience from opening the account online...

5
The whole experience from opening the account online to making a deposit online and withdrawing money online was a cinch! I can see how my savings in different saving accounts with Chip are performing on my phone app. The interest rates are competitive all year round. Reviewed on: 23rd March 2025

Easy app to use, very competitive rates recommend

5
Easy app to use, very competitive rates recommend Reviewed on: 23rd March 2025

Great for saving money and investing.

5
Great for saving money and investing. Good rates, nice amount of investment choices. Reviewed on: 23rd March 2025

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