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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Fantastic, the most easiest way to save !

5
Just great, I can now save for things without even feeling the pinch, I’m truly awful at saving, I’m a spender not a saver, this way I can save for something special and adjust when I need, wish it was available years ago, better late than never ! Reviewed on: 26th November 2019

Easy saving

5
Set it up and let it work: savings are achieved. Reviewed on: 26th November 2019

Easy as chips!

5
I love Chip because I have been struggling to save for years, but now I have an app that does it for me Reviewed on: 25th November 2019

Fantastic app

5
Great saving app for putting away small amounts that grow into a nice nest egg Reviewed on: 22nd November 2019

Easy way to save!

5
Chip makes it seem easy to save! By allowing you to set your savings level you can achieve your savings goals sooner than you think! Reviewed on: 22nd November 2019

Quickest Savings I have made

5
I have managed to save more money with Chip than any other account. Saving odd little amounts throughout the month is the way to go. Reviewed on: 22nd November 2019

Easy way to save

5
Takes money in amounts I wouldn't think to normally save, the result being I actually manage to save something! Reviewed on: 22nd November 2019

Great easy way to save

5
Fun savings app that makes saving easy and pain free! Reviewed on: 20th November 2019

£2000 in 1 year!!!

5
I first downloaded chip in October 2018, with a few manual saves and the test automatic, i’ve managed to build up £2000 in savings - i definitely would not have that much if it wasn’t for chip - and i don’t even notice it coming out! I love it so much thank you chip!! Reviewed on: 20th November 2019

When saving is this easy, how can I afford not to save!

5
Since joining Chip I've saved close to £1000! How did this happen? What lifestyle change did I make? The answer should be long and complicated, but really I did nothing differently. I just downloaded the app and carried on living normally while Chip did the hard work for me. Calculating savings and automatically doing it little and often was surprisingly painless. Many people in their mid 20's (like me) find it difficult to save, with so many financial responsibilities to pay out for and plenty of financial distractions, building that pot can seem impossible. But when saving is this easy, how can I afford not to save! Reviewed on: 20th November 2019

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