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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great way to save!

Chip is a great way to save money, all while barely noticing that it's gone from your current account! I'm excited about the potential to save more in the future! Reviewed on: 9th December 2019

Makes saving Easy

Makes saving easy but the intrest rates are low. Reviewed on: 9th December 2019

A constant in our financial lives

My wife and I have been using CHIP for nearly 2 years. It has remained a constant, seamless saving tool ever since. We have used it for holidays, home improvements and also just for putting my money aside without thinking. The great bonus returns mean we get rewarded more than any of our other accounts, which is why we also use CHIP to manually transfer other savings and spare cash into too. Reviewed on: 9th December 2019

Great App

Chip is a great app, with a very good interface its also very easy to use and you basically just sit back and watch your money save itself, my only issue with it is your money isn’t covered so if they were to go bust you could potentially lose all of your money. 7/10 Reviewed on: 9th December 2019

Wow

Download Chip a while back and wouldn't be without it now! Amazing how much money you can save without even realising. Just leaves my account every week and within no time at all, I've got some decent savings towards a holiday! Brilliant Reviewed on: 6th December 2019

Awesome Game-Changing App

Chip is amazing, not because it has a great app or good support (it has both), but because it fundamentally changes behaviour towards the concept of saving, something of enormous benefit to someone like me who has always struggled to have anything left over at the end of the month. I’m looking forward to taking a holiday next year that would never have been possible without Chip! Reviewed on: 6th December 2019

Hassle free saving

So simple to save and you are kept in the loop about how much has been calculated in a fun and engaging way. It’s working for you behind the scenes in a hectic modern life and you can log on and realise you’ve saved enough for your goal without even worrying or checking constantly. Reviewed on: 4th December 2019

Saved 10k in just under two years

At first I just enjoyed the idea of some smallish amounts getting stashed away on a regular basis with no effort required. But as the balance grew I started to drop in some manual saves on payday and then more frequently. I loved seeing my balance rise and it became a habit to put money away before spending it on stuff I didn't need. Now saving is a firm part of my regime, where it never has been before. All down to Chip. Reviewed on: 4th December 2019

I tried to save money in so many different ways and failed before Chip

I've tried it all. I've tried having a standing order to my Savings account. I've tried crazy algorithms of my own. I've tried it all and could never successfully save without having to whip the money back out my savings account and into my main account because I needed the money I had put in back. Then I seen an advertisement for Chip in the app store and decided to try yet another method - not expecting it to stick. But it did and it has changed my life around. It lets you decide how much money they can potentially take, it lets you know how much it has calculated you can afford to lose - and you can say no or change it to take more or less. I have never once seen the money coming out and a few weeks along the line thought 'no I need it back'. I have now had money to buy Christmas presents with the money I have saved over the past few months. Chip has truly made me better at finances and I can honestly say I will use it forever. Reviewed on: 3rd December 2019

So easy to use!

Absolutely love chip! It makes it so easy to save and the customer service is brilliant. Everyone needs to get chip! Reviewed on: 3rd December 2019

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