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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

New take on savings

These guys are trying new modern ways to get people to save .. it's great Reviewed on: 11th December 2019

The best saving app ever!

Seamlessly takins the amount that you never even notice and suddenly boom - u have saved enuff to go on a holiday or buy a camera :) Reviewed on: 11th December 2019

Easiest savings app ever

Incredibly convenient to set the app up once and leave it alone to build up a substantial pot of money fairly quickly! Reviewed on: 11th December 2019

Smoking hot app

I learned of chip through a quit smoking app and I have saved a lot of money with them I have also become an investor in there company as well as I believe I helps everyone to save a little Reviewed on: 10th December 2019

Literally Life Changing

I've been in a debt spiral for several years even though I had seen Chip before and even tried it for a short time. But as a student, I often gave in to withdrawing the same week I saved. But the further it got, the more I realised something needed to change. That's where Chip came in. I started putting away small amounts and ignoring or turning off notifications about it so I wouldn't remember there was anything there. I set the savings at an amount I wouldn't or shouldn't miss and slowly but surely could make consistent repayments without struggling and skimping on necessities. Chip has motivated me and taught me that saving doesn't have to be dreadful and getting out of debt is possible. I know many feel the same and that's why I think this app absolutely deserves to be the best. Thank you for slowly but surely saving my mental health and my credit score. Reviewed on: 9th December 2019

Simple and effective

A wonderful app that lets you save as much or as little as you want and as often as you like. Tailor-able to your needs Reviewed on: 9th December 2019

An innovative and useful product

Chip helps people easily save for a rainy day Reviewed on: 9th December 2019

Saving without the stress!

Chip is a great app for squirelling away money you never knew you had. I've never got to the end of a month and felt short, but my chip savings have grown nicely and it's great peace of mind knowing I've built a rainy day fund without having to worry about it! Reviewed on: 9th December 2019

Great saving app

The best saving app out there without a doubt, I'm able to save without even noticing money going from my account. Reviewed on: 9th December 2019

Future Banking

Chip has come a very long way over the past year or so, and I'm very excited to see what features will bring next. I've been using chip for a while now and found the app very helpful and user friendly. I believe this is certainly the new way of saving for a modern world and Chip seems to be a the front of the Queue Reviewed on: 9th December 2019

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