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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

£2000 in 1 year!!!

I first downloaded chip in October 2018, with a few manual saves and the test automatic, i’ve managed to build up £2000 in savings - i definitely would not have that much if it wasn’t for chip - and i don’t even notice it coming out! I love it so much thank you chip!! Reviewed on: 20th November 2019

When saving is this easy, how can I afford not to save!

Since joining Chip I've saved close to £1000! How did this happen? What lifestyle change did I make? The answer should be long and complicated, but really I did nothing differently. I just downloaded the app and carried on living normally while Chip did the hard work for me. Calculating savings and automatically doing it little and often was surprisingly painless. Many people in their mid 20's (like me) find it difficult to save, with so many financial responsibilities to pay out for and plenty of financial distractions, building that pot can seem impossible. But when saving is this easy, how can I afford not to save! Reviewed on: 20th November 2019

Life changing

I have never been able to save and now I have money saved for a rainy day (my wedding) and have done so without even noticing. Absolutely amazing!!! Reviewed on: 20th November 2019

Little savings make huge differences!

I absolutely love using chip! The concept is brilliant and doesn’t effect your expenses in the real world ( day to day) . Every time I check my balance it always surprises me!! The difference between chip and any other app is I never have negative thoughts , it always makes me happier! Love it. Thank you. Reviewed on: 20th November 2019

Good saving!

This Saving 2.0 is awesome! Get rich with your own money! Reviewed on: 20th November 2019

Semi-secret saving shhh

My favourite thing about chip is that I can almost forget that it's doing its thing, so I'm sort of keeping it secret from myself. Then when I look on to see how much I've saved, it's a really nice surprise. Reviewed on: 19th November 2019

Saving made easy

Descreat, flexible and painless way of saving. Reviewed on: 19th November 2019

Chip

Chip In a little, chip in a lot. What a fantastic app Reviewed on: 19th November 2019

I can now save !!!!

I am someone who has always struggled to save money , the chip app makes it so easy though !!! Being able to “set and forget” a save setting and come back weeks/months later to see how your pot/goal is doing is so motivating. Can’t recommend enough Reviewed on: 19th November 2019

No effort saving

Despite being an apprentice on £5 an hour, Chip has allowed me to save over £100 a month without me noticing the money leaving my account. This has allowed me to save up for a car to help save me more money in the long run. Reviewed on: 19th November 2019

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