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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

chip

perfect savings app with humour. makes saving fun! Reviewed on: 19th November 2019

Easy to save, love the goal setting feature

I set up an account just to see if I could save a bit more than I already was. I wondered if the algorithms used would help get that little bit extra and it worked for me. I love the goal setting feature that’s available and that you can track how well your target is going. I always recommend to friends, family and colleagues. I’ve been fortunate to not need much support but when I have the team have been quick and very personable. I’m looking forward to seeing what else they have up their sleeve to make this even better. Reviewed on: 19th November 2019

The easiest way to save!

For someone that struggles with saving and managing their money especially as a teenager, chip allows me to save as much money as I can afford to, without me even really noticing! The savings then become a treat/surprise and can be used for something special. I love having chip! Reviewed on: 19th November 2019

Saving at its best

I have been using chip for over a year and being able to save automatically has been revolutionary for my finances Reviewed on: 19th November 2019

Best way to save

I like haveing this account to save towards treat handbags etc you dont notice the savings leaving the account. Reviewed on: 19th November 2019

Saving without hassle

I love chip, it allows me to save without any hassle or even noticing that I’m saving. I check my app every now and again and see that there is a tonne of money saved up in there. Perfect. Reviewed on: 18th November 2019

Savvy super saver

Brilliant App. Small saves accumulated into a large amount saved. Reviewed on: 18th November 2019

Easy and helpful

I have never been able to save but since joining chip I am now saving regularly without having to think about it. Love it. Reviewed on: 18th November 2019

Helpful app, massively encouraged saving

I think the most useful thing I found is the automatic saving of small amounts which quickly adds up and build towards your target. It’s a real shame that it can’t accrue interest though, otherwise I’d feel much happier about letting it build up. Reviewed on: 18th November 2019

Chip is a game-changer in the banking industry

Chip understands that savings are not about the product, its all about the proposition and it has seamlessly positioned itself into my life, and saved me money I never ever dreamed was possible! It is an absolute game-changer for people other providers tend to ignore: those who don't have much to save in the first place, or those who need to dip in to their savings from time to time. We need providers like Chip to help people like me build up better savings habits and who don't discriminate because we don't have huge amounts to save in the first place. Chip understands that we will get there one day, but in the meantime it is here to bridge that gap! Chip is flexible, relevant and customer-centric! What's not to love? Reviewed on: 18th November 2019

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