Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

View other Chip products

4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18460)

Saving at its best

I have been using chip for over a year and being able to save automatically has been revolutionary for my finances Reviewed on: 19th November 2019

Best way to save

I like haveing this account to save towards treat handbags etc you dont notice the savings leaving the account. Reviewed on: 19th November 2019

Saving without hassle

I love chip, it allows me to save without any hassle or even noticing that I’m saving. I check my app every now and again and see that there is a tonne of money saved up in there. Perfect. Reviewed on: 18th November 2019

Savvy super saver

Brilliant App. Small saves accumulated into a large amount saved. Reviewed on: 18th November 2019

Easy and helpful

I have never been able to save but since joining chip I am now saving regularly without having to think about it. Love it. Reviewed on: 18th November 2019

Helpful app, massively encouraged saving

I think the most useful thing I found is the automatic saving of small amounts which quickly adds up and build towards your target. It’s a real shame that it can’t accrue interest though, otherwise I’d feel much happier about letting it build up. Reviewed on: 18th November 2019

Chip is a game-changer in the banking industry

Chip understands that savings are not about the product, its all about the proposition and it has seamlessly positioned itself into my life, and saved me money I never ever dreamed was possible! It is an absolute game-changer for people other providers tend to ignore: those who don't have much to save in the first place, or those who need to dip in to their savings from time to time. We need providers like Chip to help people like me build up better savings habits and who don't discriminate because we don't have huge amounts to save in the first place. Chip understands that we will get there one day, but in the meantime it is here to bridge that gap! Chip is flexible, relevant and customer-centric! What's not to love? Reviewed on: 18th November 2019

I love chip

I love the chip app and have saved some money towards Christmas this year. I like how you can set up automatic payments so you don’t even miss it out of your bank. They can be as little or as big as you need. And it just adds up in your little chip saving account. I love logging in the app an seeing my savings grow Reviewed on: 18th November 2019

Saving without worry!

We budget every week so wife always saying have to watch our spending. Savings sometimes get put to the side but with Chip you are in control of how much and when u need to lower it or have a break instantly. It's so easy to do and is so flexible. Money the Chip! Reviewed on: 18th November 2019

Perfect app for savings

I'm saving for a house currently and Chip helps me every month to save money for my deposit and stack away the extra for when I get the house. You can save however much you want and it's so easy to withdraw. The best money app I've ever used!! Reviewed on: 18th November 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Digital assistant
from NatWest Group - Cora 3.85 from 6069 reviews
Personal finance app
from Delphina 4.12 from 2 reviews
Personal finance app
from Doshi app 4.28 from 1148 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.83 from 262 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub