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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Awesome App

Chip has allowed me to save Alot this year.. Especially for our family holiday Reviewed on: 18th November 2019

All my travel is brought to me by Chip

I absolutely love Chip - I didn't realise I could save an extra £130 a month, but never feel it with the smart way the algorithm tracks my spending. Reviewed on: 18th November 2019

I recommend to everyone!

I am doing free PR for chip and should be on your pay roll. I recommend to everyone I know, and couldn't save for toffee before I got the app. I've saved over £1000 this year which just makes Christmas, and the fact I'm gong to have a baby, a lot less daunting. I love chip!! Reviewed on: 18th November 2019

Money from nothing.... amazing app

Always struggled to save but Chip has made it easy and so straight forward Reviewed on: 18th November 2019

Painless saving made a reality

I never thought I could save efficiently, without worrying. Until this app came along. Thank you! This is a change we needed xxx Reviewed on: 18th November 2019

Chanting about chip

I absolutely love chip, I have been Chanting about this to all my friends and family. Being a student I struggle to save money, however chip does this automatically for me and it’s he best thing ever. I can look in my chip and see that I have money saved for those must need things. It is so easy to withdraw money out and also easy to change how much money I want to save each time. Everyone needs to chant to their friends and family about chip!! Reviewed on: 18th November 2019

Great way to save

Such a great idea. You don’t have to think about saving, and you usually don’t even notice a few quid slipping out your account and into chip Reviewed on: 18th November 2019

I save without even realising

I love Reviewed on: 18th November 2019

Super easy, very effective!

Literally no need to even think about savings because Chip does it for you! #winning Reviewed on: 18th November 2019

Excellent and easy, what's not to like

I have to be honest, I was a bit sceptical at first I was certainly worried about giving my details over to something I had little knowledge about. So I checked it. I read as much as i could about chip and checked out reviews. Everything looked good so I went for it. It was straight forward and easy to set up. There is always someone from chip to help out if you get stuck. They always notify if they're taking money from your account so you have time to stop it it needed. As my savings build it makes me want to save more you can make payments into the account yourself too. I've managed to save for a family trip which I thought was going to be difficult but I did it (or rather chip did). I love it Reviewed on: 18th November 2019

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