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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

I save without even realising

I love Reviewed on: 18th November 2019

Super easy, very effective!

Literally no need to even think about savings because Chip does it for you! #winning Reviewed on: 18th November 2019

Excellent and easy, what's not to like

I have to be honest, I was a bit sceptical at first I was certainly worried about giving my details over to something I had little knowledge about. So I checked it. I read as much as i could about chip and checked out reviews. Everything looked good so I went for it. It was straight forward and easy to set up. There is always someone from chip to help out if you get stuck. They always notify if they're taking money from your account so you have time to stop it it needed. As my savings build it makes me want to save more you can make payments into the account yourself too. I've managed to save for a family trip which I thought was going to be difficult but I did it (or rather chip did). I love it Reviewed on: 18th November 2019

Great app to build up your savings pot

I downloaded Chip last year before I was heading off on a big holiday and wanted to save a decent amount of spending money. I have been using it ever since, and love having a separate savings pot that I can use for fun things. I also love how you can create specific saving goals! Reviewed on: 18th November 2019

Good saving scheme

Great way to save for a holiday/treat etc without really noticing it Reviewed on: 18th November 2019

Best Saving App!!

I’ve always struggled with saving and this app makes it as simple as it can be. It gives me easy notifications for when it’s withdrawn cash and it is so simple to make a saving as well. Would highly recommend to so many people and already have!! Reviewed on: 18th November 2019

Makes saving stress free

I love Chip! They make saving ridiculously easy and their clever algorithms makes saving affordable and I barely notice the money coming out of my account. By saving small amounts across the year I’ve now got a nice little pot that I know will cover all of my Christmas expenses which will make December totally stress free. Thanks Chip! Reviewed on: 18th November 2019

Love chip!

I wouldn’t have the willpower to save anything but with chip I’ve managed to put money aside for times like Christmas and unexpected expenses! It’s great Reviewed on: 18th November 2019

Top products top company.

Fantastic way to save money without even realising. A little bit here and a little bit there is saved and before you know it, a little nest egg starts to grow. Reviewed on: 18th November 2019

perfect savings account

Such an easy way to save money! Barely notice the money coming out but managed to built up my savings to support me through my maternity in a couple of months! Thanks for relieving the maternity stress Chip! Reviewed on: 18th November 2019

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