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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great for lazy saver

I love chip, it takes all the hassle out of saving and helps me to save way more than I thought I could. The balance of manual and automatic saves makes it very flexible. I like it so much, I invested in chip in the latest crowdfund. Reviewed on: 18th November 2019

Makes Saving Easy

A colleague told me about this app when I mentioned i struggle to save money. Though Chip I have managed to save much more than usual and hardly notice it leaving my account. I love that it only takes what you can afford and you can pause it at anytime, as well as taking it out at anytime. Reviewed on: 18th November 2019

I recommend Chip to everybody!

Chip has transformed my savings. It makes saving one less thing to worry about each month - I love the flexibility of how much I want it to save for me each month. The app is brilliant as is the customer service - so easy to get answers to your questions and to manage your money. I’ve got six of my family and friends using it and am constantly on at others to open an account. Love love love Reviewed on: 18th November 2019

Saves a lot of money

Don't even feel it going out of my account. Reviewed on: 18th November 2019

Subtle saver

Fantastic little saver that i barely notice but by the end of the month I’ve saved so much! Reviewed on: 18th November 2019

Saving without realising

Since January 2018, saving well and without stressful targets. Great safety net for unexpected expenses. Reviewed on: 18th November 2019

Easy saving

I can't lie. I'm awful with money, but chip has meant I've saved £400 in just a few months without even noticing. Can't recommend enough Reviewed on: 18th November 2019

Love this app!

I downloaded Chip on a total whim with no idea if it would even help, I am so glad I did. It has helped me reach goals I have never got to before and makes sure I always put that little bit away every week that I forget about. For the first time this year, Christmas won’t be a month of financial panic and I have Chip to thank for it. Thanks for making me into a real adult who can responsibly save pennies Reviewed on: 18th November 2019

Savings; behind the scenes.

If you're someone that is on top of your finances then Chip will work best if you pause saves then transfer your savings manually on payday! If you're not #getchip then create a savings goal and let the algorithm calculate how much it thinks you can afford to save. You can adjust the goal amount, split the automatic saves between a number of goals, set a goal date, change the save level to one that suits you or now with dynamic saves you can change how much is saved. You can do anything. Start with Chip Reviewed on: 17th November 2019

Saving has never been easier

Chip automatically calculates how much you can afford to save every week and puts it away in an account for you - which even pays interest! You get a notification everytime you’re about to save with the option of cancelling or amending the save amount. I probably would have spent the money I’ve saved on something stupid but Chip has let me save it without realising it was missing. Great app! Reviewed on: 15th November 2019

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