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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Fantastic service !!

5
Awesome bunch of people doing amazing things to address savers requirements Reviewed on: 14th November 2019

Quick, easy, efficient.

5
Simplicity and efficiency is all I ask for and these guys have nailed it, chip is fantastic at what it does. Reviewed on: 13th November 2019

Great App!

5
I love this app! I saved myself a lovely little bonus without even realising! Reviewed on: 13th November 2019

Great for Saving

5
A great, no-fuss way to put aside money for your short-term goals. I currently still have a good interest rate on my savings too, so can't complain. Really can't wait to see what the future brings for Chip, as they are currently in the process of becoming fully protected by the FSCS. Reviewed on: 13th November 2019

Great money saving idea

5
Highly recommend this app. Helps me save perfectly without me really noticing the money leaving my account. Wonderful! Reviewed on: 13th November 2019

Brilliant Savings App

5
Takes the stresses and calculations out of building up a savings pot by trusting the AI to save for you in an automated fashion. Great user community forum as well where the Chip team are always willing to listen to feedback. Reviewed on: 13th November 2019

Chiptastic

5
Love this app, offering something very different to its competitors with AI saving that truly works and helps you build a pot of savings without trying. X Reviewed on: 12th November 2019

Easy Saving

4
I've been using Chip for a couple of years now and have managed to save around £2000 without even thinking about it. I have recommended it to friends and family who have also seen good results. Reviewed on: 12th November 2019

Great app

4
This app makes saving so much easier, it skims off just what I can afford and it's great to have a safety net for things throughout the year like Christmas and holidays and you don't even notice the money leaving really. I thought I couldn't save anymore than I did (saving for a wedding so it never feels like there's enough left over after for anything else after that) but this app proved me wrong. Customer service are always really quick to respond if you need anything and the app itself is so easy to use and just looks great in general. Reviewed on: 12th November 2019

Savings Amazings!

5
What a wonderful concept and so easy to save! I've managed to save hundred if pounds without even noticing the money disappearing from my account. Cannot recommend enough Reviewed on: 12th November 2019

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