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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy, effective saving!

Chip has allowed me to save a lot of money without even noticing. It's been great to build a secret nest egg without having to extensively budget for it. If I buy myself a treat, Chip responds by taking a bit less that week. It's great! Reviewed on: 12th November 2019

A new way of saving

Since using chip I have managed to save over £2000 which I otherwise would not have had the willpower to save! With my upcoming wedding this has been a massive help for me and I continue to recommend Chip to family and friends regularly ☺️ Reviewed on: 12th November 2019

Effortless saving

Chip has helped me save for Christmases, Summer holidays and life’s ‘whoops!’ moments. I’ve built up a stash without noticing day-to-day! Reviewed on: 12th November 2019

Best app ever

This little app is a godsend. It's got me to Seville, it's paid off credit card balance and sees me through the end of the month when I'm a little low on funds. I recommend to everyone! Reviewed on: 12th November 2019

Save without knowing!

A few months after signing up I already have a few hundred quid, and still make it until the end of the month! It calculates how much you can afford based on your spending and puts it away for you, giving you notice in case you dont want to put any away. If you need to dip into your savings you can transfer back to your account quickly, all my transfers have been same day! Very happy with the service and will hopefully continue to build up my saving and pay off the pesky credit card! Reviewed on: 12th November 2019

Saving without even realising!

This is the app equivalent of finding a fiver in a handbag you had stashed in the cupboard... you didn’t miss that fiver when you pocketed it away, but you’re grateful for finding it when you do! Except this isn’t a fiver... this is potentially hundreds of pounds you didn’t notice you had stashed away gradually... which is even more excellent! Reviewed on: 12th November 2019

Making an art of stealth saving

Easy background savings for that future treat. Surprising how small amounts can grow. Good returns on your money. Competent Customer chat line for quick resolution of issues. Reviewed on: 12th November 2019

Brilliant, now a motivated saver

Chip has changed my perspective around saving. I now enjoy the challenge of seeing the total get higher each month, without it making a significant difference to my disposable income. Reviewed on: 12th November 2019

Has helped me save for the first time in my life

Have never managed to save before have always put too little in and took too much out, with chips goals and saving tracker I have managed to save over a £1500 since first using the app, which I have used for holidays and essential purchases! Great well designed app Reviewed on: 12th November 2019

App if the decade

It’s taught me how to save without noticing. The app is so easy to use and track your savings, and is really encouraging. Reviewed on: 12th November 2019

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