Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Save without seeing

4
Tales a little bit every few weeks and is helping me pray of debts. Reviewed on: 12th November 2019

Savings ease.

5
Chip a a fantastically awesome app. Whatever you want to save for Chip will do it for you without any pain. Then as if by magic tada! Your goal is reached. Withdraw and repeat. Amazing. Reviewed on: 12th November 2019

Saving without thinking

5
The best addition to my financial world since I bought a winning lottery ticket in 2006 (a massive £10 win). Chip is incredibly easy to set up and monitor, with all the control I need to ensure I am actually saving money. After a couple of months, I felt a weight had been lifted as my savings started to increase, and I was still able to actually have fun in my life and not end up with nothing at the end of each month. I wish I'd found this when I was 16... Reviewed on: 12th November 2019

Made saving for trip of a life time easy!

5
Chip worked it’s magic behind the scenes and before I knew it, I’d saved enough for a trip to Dubai with my partner Reviewed on: 12th November 2019

The best way to save, ever

5
What could be easier than something which automatically saves money for you? Helpful, great app look and feel and experience, great service, most importantly, great execution of a fantastic idea! Reviewed on: 11th November 2019

I recommend to everyone!

5
Real forward thinking team helping the average person save for a better future. Fantastic App with great features. Really do recommend Chip to anyone who will listen to me talk about it! Reviewed on: 11th November 2019

Awesome app

5
Chip is such an amazing app, as it lets you save an amount of money that you don’t even miss. Chip has allowed me to save for lots of things: presents, holidays. Plus the interest rate is amazing. Definitely recommend Reviewed on: 11th November 2019

Has saved me so many times!

4
As a student it's incredibly difficult to save, so I use chip to bury away some money so that when I get low on funds I have a safety net. Reviewed on: 11th November 2019

Best savings app there is.

5
My initial experience with chip was a little bumpy but now they have sorted out every single issue they had, the customer service is great and the returns are amazing. Could not recommend it enough. 11 out of 10! Reviewed on: 11th November 2019

Automatically save. Human customer service.

5
I recall like chip as it works well jn the background saving money for me. But when something goes wrong the team are on hand to help. I like the fact I message them and we don't need to hang around waiting for each other to type jn a live chat. They always answer and get things sorted quickly. Reviewed on: 11th November 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1044 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.97 from 260 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products