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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Made saving for trip of a life time easy!

Chip worked it’s magic behind the scenes and before I knew it, I’d saved enough for a trip to Dubai with my partner Reviewed on: 12th November 2019

The best way to save, ever

What could be easier than something which automatically saves money for you? Helpful, great app look and feel and experience, great service, most importantly, great execution of a fantastic idea! Reviewed on: 11th November 2019

I recommend to everyone!

Real forward thinking team helping the average person save for a better future. Fantastic App with great features. Really do recommend Chip to anyone who will listen to me talk about it! Reviewed on: 11th November 2019

Awesome app

Chip is such an amazing app, as it lets you save an amount of money that you don’t even miss. Chip has allowed me to save for lots of things: presents, holidays. Plus the interest rate is amazing. Definitely recommend Reviewed on: 11th November 2019

Has saved me so many times!

As a student it's incredibly difficult to save, so I use chip to bury away some money so that when I get low on funds I have a safety net. Reviewed on: 11th November 2019

Best savings app there is.

My initial experience with chip was a little bumpy but now they have sorted out every single issue they had, the customer service is great and the returns are amazing. Could not recommend it enough. 11 out of 10! Reviewed on: 11th November 2019

Automatically save. Human customer service.

I recall like chip as it works well jn the background saving money for me. But when something goes wrong the team are on hand to help. I like the fact I message them and we don't need to hang around waiting for each other to type jn a live chat. They always answer and get things sorted quickly. Reviewed on: 11th November 2019

The easiest way to save money!

A friend recommended that I download Chip earlier in the year, and it really has been the easiest way to save money! They don't lie when they say you won't notice the money coming out of your account, and I actually get excited when I get the email to say how much I have saved! The feature of setting goals has been amazing, especially now I can see how much I'm saving towards purchasing my first house. The customer service has always been friendly and helpful whenever I've needed it, and their email updates are informative but also make me smile. Thanks for helping me save my money better Chip! Reviewed on: 11th November 2019

Easy way to save

Chip makes it easy and relatively painless to save, even on a low income. Reviewed on: 11th November 2019

Effortless Saving

Chip enables me to save regular small amounts without noticing the impact on my bank balance. The regular savings accumulate in the background, and can then be used on a big purchase such as a holiday/Christmas. This approach to savings works really well alongside my regular ‘normal’ savings, and complements them well - as I can use my Chip savings for large expenses, rather than depleting my other savings accounts. Chip is easy to use, and requires minimal maintenance after setup. I’ve recommended Chip to family and friends who have found it as useful as I do Reviewed on: 11th November 2019

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