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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy way to save

Chip makes it easy and relatively painless to save, even on a low income. Reviewed on: 11th November 2019

Effortless Saving

Chip enables me to save regular small amounts without noticing the impact on my bank balance. The regular savings accumulate in the background, and can then be used on a big purchase such as a holiday/Christmas. This approach to savings works really well alongside my regular ‘normal’ savings, and complements them well - as I can use my Chip savings for large expenses, rather than depleting my other savings accounts. Chip is easy to use, and requires minimal maintenance after setup. I’ve recommended Chip to family and friends who have found it as useful as I do Reviewed on: 11th November 2019

Brilliant savings

Has really helped me with saving which I had not been very good at until now Reviewed on: 11th November 2019

Chip in to your own savings

What a brilliant app and concept to take back control on your own finances and build a huge savings without even realising it. Reviewed on: 11th November 2019

Love it

I’m terrible at saving and Chip has helped me so much this year, I love that you can adjust the level of saving and that everything happens automatically Reviewed on: 11th November 2019

No-brainer saving

I’ve found Chip so great for saving - as someone who sometimes is good at savings & sometimes isn’t- its great just having it tricking along in the background. A little builds up quickly & if I need the money back for any reason its easy cancel that weeks saving or to transfer back to my bank account. Reviewed on: 11th November 2019

Cannot recommend highly enough

One of the easiest and best banking apps I’ve used, with the added benefit of squirrels g away some funds for new handbags! Reviewed on: 11th November 2019

Perfect saving

Chip is amazing, I barely notive it saving money and I end up with so much saved Reviewed on: 11th November 2019

Helps me save more

Since starting to use Chip I’ve been able to save more than previously as it simply moves affordable amounts out of my account every few days without me noticing. Reviewed on: 11th November 2019

Saves money easily

I've been using this app from close to it's inception, it's saved me so much money and I honestly never notice the amounts leaving my bank so I just have a bonus pot of money I can dip into whenever I need it. I'm not saving for anything in particular its just nice to have a buffer. I used some of the money it saved for me to invest in the company and do not regret it Reviewed on: 11th November 2019

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