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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fantastic Saving App

I've been using Chip for over 1 year now and have enjoyed every moment. It makes saving very easy and the app has a very nice look and feel. I'm also looking forward to the release of ChipX and have received good returns on my saving through the refer a friend scheme they ran. Would recommend. Reviewed on: 7th November 2019

Fantastic

Absolutely brilliant company, I don't even notice the small amounts leaving my account, then Ive always got an emergency fund Reviewed on: 7th November 2019

Made me money

I really didn’t expect to save so much of my own hard earned money. I’ll be eternally grateful as your code taught me how to keep money in my pocket. Reviewed on: 7th November 2019

The App of the Year

I’ve never been able to save up money in all my 58 years on this earth until I started with CHIP within a year are you invested or at saved over £1000 and then it was shortly after that I got to £2000 and then £3000. Now in my mind because this money was coming out of my account before I even knew about it it meant to me that I don’t really know about it in my head I was far as I’m concerned it’s a no-brainer that I should invest a good part of my savings into this recent investment opportunity even if I end up losing at the end of the day I’ve not really lost because I have been saving and saving hundreds and thousands of pounds whilst waiting for my investment to mature so I am on a winner whatever happens. Reviewed on: 7th November 2019

These guys understand what it means to save

The transparency of Chip and their whole ethos with regards to building a community of savers is quite unique. The app continues to improve and save in the background! I have watched this company/app grow in the last few years and they have always sought to work closely with the savers to ensure they build the product around those that actually use and benefit from the app. Can't recommend Chip enough. Best savings rate around, and I don't even feel the pinch! Reviewed on: 7th November 2019

Brilliant

Customer service brilliant, savings taken without being missed and money straight back when you need it Reviewed on: 6th November 2019

Excellent way to save for both new and seasoned savers

A great and easy way to save without noticing you are doing it. The next step of rolling out investment tools is another massive help to save for the future without any hassle or fuss, keep up the hard work. Reviewed on: 6th November 2019

Chip saved me

I was deep in debt and struggling to find my way out, Chip helped me and beyond. Reviewed on: 6th November 2019

Saving without even knowing it!

Chip's intelligent dynamic savings product has helped me save money when I thought I was unable to. Their app is user friendly and I can't wait until ChipX is released! Keep up the good work chip Reviewed on: 6th November 2019

Really smart and inuitive

Chip is designed to put your money into savings in an intelligent manner that depends on your spending habits whether low or high savings level. You can either allow it to save even if you're on your overdraft. But if you're like me, maybe you want to save manually instead and set goals too. Chip lets you do that as well. Interest rate is based on how many you refer people to sign up. It would get a perfect 10 star review but I had a terrible experience at sign-up and Chip customer services couldn't/wouldn't help. Thankfully right at the end when I considered to close my account, they rectified the situation so kudos to them, 9 stars is fair. Reviewed on: 6th November 2019

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