Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

View other Chip products

4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18463)

Really smart and inuitive

Chip is designed to put your money into savings in an intelligent manner that depends on your spending habits whether low or high savings level. You can either allow it to save even if you're on your overdraft. But if you're like me, maybe you want to save manually instead and set goals too. Chip lets you do that as well. Interest rate is based on how many you refer people to sign up. It would get a perfect 10 star review but I had a terrible experience at sign-up and Chip customer services couldn't/wouldn't help. Thankfully right at the end when I considered to close my account, they rectified the situation so kudos to them, 9 stars is fair. Reviewed on: 6th November 2019

Fantastic company

Always dealt with in a professional manner but always has a personal touch Reviewed on: 6th November 2019

Life saver

At last a way to save without thinking about it. Reviewed on: 6th November 2019

Simply excellent.

Couldn’t manage without this company. Reviewed on: 6th November 2019

Easy to use

Good to use makes saving easier Reviewed on: 6th November 2019

Chiptastic!

Save loads effortlessly and being part of a new waving of saving Reviewed on: 6th November 2019

Best savings app there is!

Automated savings work great and before I know it, I have savings out aside that would've either normally been spent or left in the bank with no interest. Reviewed on: 6th November 2019

Hip

Just a really consider and fun way of saving without noticing Reviewed on: 6th November 2019

Best savings app

The concept of saving in the app is very innovative. I managed to save several hundreds of pounds in 3 months without noticing it had even left my account. This alongside the P2P aspect of the app where customers are given an opportunity to gain high interest in their savings. This app is very important to be able to help inspire young people save for their future. Reviewed on: 6th November 2019

Top savings app

I’ve used Chip for quite some time now and the money moved from the bank account builds quickly. Great customer service and continuous innovation, this really is a must have savings app Reviewed on: 6th November 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Adult account
from HyperJar 4.87 from 2963 reviews
Personal finance platform
from PocketSmith 5.00 from 2 reviews
Robo Advisor (discontinued)
from Money on Toast (inactive company) 0.00 from 0 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1044 reviews
Stocks & Shares ISA
from Chip 4.97 from 260 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub