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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great app for regular, small savings

5
I love how easy the app is to use - it's like using WhatsApp! It's so great to be able to save a small amount each week - it's quickly adds up and you have so much control over how much you save each week. Very quick support service. Reviewed on: 5th November 2019

Savings made easy

5
Chips away an affordable amount of money every few days which quickly mounts up. I’ve saved over £2000 since starting without even noticing. Reviewed on: 5th November 2019

Innovative Savings App

5
Works away in the background to build up your savings Reviewed on: 5th November 2019

Consistent saving you don't even notice or worry about!

5
I like how chip takes money out a little at a time but not so much that it will leave me short to pay my bills. Reviewed on: 5th November 2019

Amazing app

5
Visionary fintech solution to disrupt the banking sector and support open banking. Excellent app, team and support. Reviewed on: 5th November 2019

Top savings app

5
Uses algorithms and takes a little money each week depending on how much you spend each week . Reviewed on: 5th November 2019

Savings Easy!!!

5
Love this App! Aways been a saver, just not a very good one but this app make it easy and make me save more with the added ability to set goals so you can see how your doing Love it 10* Reviewed on: 5th November 2019

Efficient Savings

5
Even if you're an efficient & regular saver it's just not possible to do that 100% accurately. That's where Chip comes in by sweeping small amounts of spare cash from your bank account. The amount Chip takes is under your control at all times. Interest rates of up to 5% are possible & with your cash held in a Barclays account it's safe. There are other services too & customer support is both responsive & friendly. One of the best finance apps of the 21st century. Reviewed on: 5th November 2019

Great for saving

5
Im building for a Retirement Cruise of a lifetime in small incremental savings that are barely noticeable. loved the 'chip' concept so much i invested in both investment crowd funding rounds :-) Reviewed on: 5th November 2019

Saving for the many not the few

5
Used Chip for just over a year now, saved for several life events of which I couldn’t of done without Chip. The user friendly App makes it accessible to everyone!! Thank you Chip !! Reviewed on: 5th November 2019

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