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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

I would not have any savings without Chip

I’ve never had enough spare money to actually save but since being with Chip I’ve saved way over £1000 and it’s amazing and so easy. Reviewed on: 5th November 2019

Great saving account

This app is a great way to save, as the money comes out of the bank without you doing anything. Have been with Chip savings for a year and I have saved more than if I was using a building society, when I would hardly put any money into it. Reviewed on: 5th November 2019

Completely amazing

Chip has completely revolutionised my savings. I'm saving more than I thought I could and its entirely effortless. Cant wait for the next stage. Reviewed on: 5th November 2019

Simple & Effortless

This is a great app to save money. I have had it for over a year and I have managed to save more than I've anticipated. Saving feels effortless since the app transfers some money to the savings account automatically and regularly. Great concept to save! Reviewed on: 5th November 2019

Great App!

Before chip my savings were £0 but I have not managed to save a substantial amount through small regular saves. The customer service has always great. Highly recommended the app to everyone I know! Reviewed on: 5th November 2019

Love it!

A fabulous app, let me save way more than I ever thought I would Reviewed on: 5th November 2019

Takes the effort out of saving

The fact that chip takes out little chunks of money and put them to the side makes saving effortless not only that but with the ability to make manual saves on top of that lets me put more money into my savings if I need to Reviewed on: 5th November 2019

Brilliant app!

You hardly notice the money transferring across and in no time you have a decent amount of savings! Reviewed on: 5th November 2019

Saving me hundreds of £'s

Chip saves me about £100/month without me even noticing. I have a fairly average wage and have long found it difficult to put money aside without living paycheck to paycheck. Chip has really changed that for me and with a standard interest rate of 1% if fairly comparable to market rate ISA's. Reviewed on: 5th November 2019

More than an app

Chip is more than an app - it's made me rethink my efforts towards saving and I now look forward to those notifications letting me know I'm doing the right things! Reviewed on: 5th November 2019

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