Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Great app - it has really helped with savings withou...

Great app - it has really helped with savings without really noticing. I have even referred my son and he now also uses the app Reviewed on: 23rd March 2025

Great investment.

Great investment. Easy to find the different investments if you wanted to. Reviewed on: 23rd March 2025

Simplifies my savings.

Easy to use. Simplifies savings and investments. Great customer service. Reviewed on: 23rd March 2025

Chip Is Definitely The Best

App easy to use. Customer service excellent. Always quick to increase rates when required. Great choice of products. Reviewed on: 23rd March 2025

Have never saved before

My daughter introduced me to this app and I so glad she did as I have been saving with CHIP ever since - have never saved before). I like the way you can edit/skip the amount you want to save. Reviewed on: 23rd March 2025

Easy peasy

Makes saving easy don’t have to think about it Reviewed on: 23rd March 2025

Great UX and saving options.

Great UX and saving options. Used for the last 4/5 years. Reviewed on: 23rd March 2025

Easiest app to use if you want to earn by just havin...

Easiest app to use if you want to earn by just having your savings sitting there, way better rates then savings accounts in normal banks. Reviewed on: 23rd March 2025

Options, innovative, easy to use!

Really great way to save, create and manage individual savings goals, have auto-save payments, invest and view your portfolio all in one place. Excellent variety of both saving accounts and Investment accounts. Easy to navigate the app and everything and more you could ask for all in one place. I use a couple savings accounts and have an investment account and find Chip innovative and look forward to trying other features on the app. Plus with the Prize Savings account you get a chance to win money every month… it’s literally a free chance to win free money every month. Whilst some places can take a while to withdraw your money if you need to/after reaching savings goals, Chip does have accounts that have instant withdrawals. Have never had an issue depositing/withdrawing money. Smooth process overall. Reviewed on: 22nd March 2025

User-friendly online banking

Easy to open, with options for savings that are fairly easy to understand and compare. Reviewed on: 22nd March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payment Provider
from Cash App 0.00 from 0 reviews
Money Transfer
from Smart Currency Exchange 4.63 from 31 reviews
Real time receipts
from Flux 4.88 from 99 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub