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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easiest app to use if you want to earn by just havin...

Easiest app to use if you want to earn by just having your savings sitting there, way better rates then savings accounts in normal banks. Reviewed on: 23rd March 2025

Options, innovative, easy to use!

Really great way to save, create and manage individual savings goals, have auto-save payments, invest and view your portfolio all in one place. Excellent variety of both saving accounts and Investment accounts. Easy to navigate the app and everything and more you could ask for all in one place. I use a couple savings accounts and have an investment account and find Chip innovative and look forward to trying other features on the app. Plus with the Prize Savings account you get a chance to win money every month… it’s literally a free chance to win free money every month. Whilst some places can take a while to withdraw your money if you need to/after reaching savings goals, Chip does have accounts that have instant withdrawals. Have never had an issue depositing/withdrawing money. Smooth process overall. Reviewed on: 22nd March 2025

User-friendly online banking

Easy to open, with options for savings that are fairly easy to understand and compare. Reviewed on: 22nd March 2025

Easy to use banking app excellent interest rate.

Easy to use banking app excellent interest rate. Reviewed on: 22nd March 2025

Very easy process, competitive rates, easy to use.

Very easy process, competitive rates, easy to use. Reviewed on: 22nd March 2025

My Chip experience

I found it easy to set up an account. The app is easy to negotiate. Reviewed on: 22nd March 2025

Excellent service with plenty of information to help...

Excellent service with plenty of information to help you make an informed decision. Reviewed on: 22nd March 2025

The future.

Easy transactions, good interest rates. Reviewed on: 22nd March 2025

No nonsense

Accessible and easy-to-navigate app, simple to open new accounts, clear interest updates. Reviewed on: 22nd March 2025

Interest rates are good,prompt service.

Interest rates are good,prompt service. Easy to acces accountd Reviewed on: 22nd March 2025

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