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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Growth for long term investment

5
Very helpful, explains step by step for long term growth. Reviewed on: 22nd March 2025

Chip App Review

5
App bases banking that is easy to set up and use. Offers good interest rates on savings. Reviewed on: 22nd March 2025

I opened my Chip account for the higher interest rate.

5
I opened my Chip account for the higher interest rate. Very happy with the product offered but also as impressed with the app. Transferring funds to and from is easy and very quick. Could do with some features upgraded e.g. FaceID for logging on. Reviewed on: 22nd March 2025

Very good and seamless.

5
Generally very good and seamless. I would like to have an option of taking an ad-hock statement of my investment account. Reviewed on: 22nd March 2025

I like the app

5
I really like the app and at a glance see how your savings are growing. I'm impressed with how easy it is to use and recommended it to my grown up daughters. Reviewed on: 22nd March 2025

Great app!

5
Great app! Would be nice to have more desktop functionality? Reviewed on: 22nd March 2025

Easy Access Good Interest Rate Product Range

4
Easy Access Good Interest Rate Product Range Reviewed on: 22nd March 2025

Excellent app with a really innovative approach.

5
Excellent app with a really innovative approach. Reviewed on: 22nd March 2025

WATCHING MY INVESTMENT GROW

5
I deposited a lump sum, and have watched it grow with the interest received. Reviewed on: 22nd March 2025

A great bank with great customer service and product...

5
A great bank with great customer service and products offered, with competitive interest rates Reviewed on: 22nd March 2025

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