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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Best savings app out there!

5
Easy to navigate, great rates of interest and a good variety of products Reviewed on: 22nd March 2025

I have used the chip app for number of years , it’s...

5
I have used the chip app for number of years , it’s help me save for a number of things house deposit , car the list is endless . Great app easy to use Reviewed on: 22nd March 2025

Had a positive experience with Chip.

5
Had a positive experience with Chip. App is good. They offer good rates. Customer service on the one occasion I've needed it was responsive and helpful. Overall been happy with the service they offer. Reviewed on: 22nd March 2025

Great rate of interest.

5
Great rate of interest and a simple to use app Reviewed on: 22nd March 2025

easy to use and understand

5
The app is easy to use and understand and any problems or queries answered promptly. Reviewed on: 22nd March 2025

Excellent customer service, easy to use app

5
Excellent customer service, easy to use app Reviewed on: 22nd March 2025

Chip the easy way to save.

5
I have always been a bad saver. Since I have started saving with chip I find I mange my savings professionally. The interest rate is superb. The easy of depositing and withdrawing is a major plus. I find the chip app far more usable than my conventional bank. Although I haven’t used it I like the option of been able to invest and it is something I would explore in the future. Reviewed on: 22nd March 2025

Brilliant

5
I've been using chip now for a couple of years and it really is a brilliant app. Previously I was shocking with putting money aside but chip has made is so much easier . The auto saves are brilliant Reviewed on: 22nd March 2025

Easy to use, good interest rate, can withdraw money...

5
Easy to use, good interest rate, can withdraw money when I need it. Reviewed on: 22nd March 2025

Engaging way to save

5
They do not provide an instant reply service but they are a smaller team who actually care about you and the queries you have. The app is really user friendly. The graphs are interactive and encourages saving. The option of a prize account is fun and engaging. Reviewed on: 22nd March 2025

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