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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Saving without knowing

5
The app is fantastic at plucking away a few times a month and letting you build up a decent amount of money without even realising! Reviewed on: 4th November 2019

Best savings app

5
Chip has helped me save and thanks to the app I.Have recommended to a few family and friends and they are all impressed.Keep up the good work Reviewed on: 4th November 2019

Excellent

5
Amazing app, very happy with the way it works Reviewed on: 4th November 2019

Never been a saver!

5
Never managed to save, ever! Until chip!! I don't notice the money leaving my account, then poof!! I have money saved in Chip. Amazing. Reviewed on: 4th November 2019

life saver

5
it's the only app I've found that helps me save money and stop me from spending it all and having to live through 90 pence at the end of the month :) honestly so easy to learn and use! Reviewed on: 4th November 2019

Awesome App and easiest way to save

5
Excellent app that has allowed me to save £100s effortlessly Reviewed on: 4th November 2019

Saving for Mortgage

5
After moving from Ireland and trying to settle, Money was coming in and straight back out and nothing being saved. With Chip don't event realise that the money is being put away. The App is great and I see the potential future prospects of using super cool technology mixed with both innovative and current demands. Reviewed on: 4th November 2019

Great for saving

5
I’ve been using Chip for about a year now and it’s so easy to save with it. Linked my account and I don’t notice the money that chip is saving from my account each month. Reviewed on: 4th November 2019

Best savings app

5
Saved hundreds of pounds I otherwise would have spent. Thank you Chip! Reviewed on: 4th November 2019

quick and easy!

5
I signed up about 3 weeks or so ago and I have had nothing but positive experiences. The initial sign up was so quick and easy and I started saving right away. The app is simple to navigate, as is using the withdraw or deposit feature. I'm really happy that when I have had made a withdrawal the funda have been back in my bank account within 2 hours at the most. Brilliant! Would definitely recommend. Reviewed on: 4th November 2019

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