Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Very good

5
Helpful and good in manger saving money Reviewed on: 4th November 2019

Great little savings app, shame about the interest rate

3
Squirrelling money away every week without my noticing it is a huge challenge, and yet this app manages it. Now I can pay for those little treats - extra holiday money, a new outfit, without having to touch my wages. The downside is the lack of interest on the money I put away. I find this extremely cheeky and is the biggest reason I am likely to move to an alternative in the future. Reviewed on: 4th November 2019

Brilliant way to save

5
So easy to use, add and withdraw with ease and knowing I have a rainy day fund is reassuring. Reviewed on: 4th November 2019

Saving without knowing

5
The app is fantastic at plucking away a few times a month and letting you build up a decent amount of money without even realising! Reviewed on: 4th November 2019

Best savings app

5
Chip has helped me save and thanks to the app I.Have recommended to a few family and friends and they are all impressed.Keep up the good work Reviewed on: 4th November 2019

Excellent

5
Amazing app, very happy with the way it works Reviewed on: 4th November 2019

Never been a saver!

5
Never managed to save, ever! Until chip!! I don't notice the money leaving my account, then poof!! I have money saved in Chip. Amazing. Reviewed on: 4th November 2019

life saver

5
it's the only app I've found that helps me save money and stop me from spending it all and having to live through 90 pence at the end of the month :) honestly so easy to learn and use! Reviewed on: 4th November 2019

Awesome App and easiest way to save

5
Excellent app that has allowed me to save £100s effortlessly Reviewed on: 4th November 2019

Saving for Mortgage

5
After moving from Ireland and trying to settle, Money was coming in and straight back out and nothing being saved. With Chip don't event realise that the money is being put away. The App is great and I see the potential future prospects of using super cool technology mixed with both innovative and current demands. Reviewed on: 4th November 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1044 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.97 from 260 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products