Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

View other Chip products

4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18463)

Great for saving

I’ve been using Chip for about a year now and it’s so easy to save with it. Linked my account and I don’t notice the money that chip is saving from my account each month. Reviewed on: 4th November 2019

Best savings app

Saved hundreds of pounds I otherwise would have spent. Thank you Chip! Reviewed on: 4th November 2019

quick and easy!

I signed up about 3 weeks or so ago and I have had nothing but positive experiences. The initial sign up was so quick and easy and I started saving right away. The app is simple to navigate, as is using the withdraw or deposit feature. I'm really happy that when I have had made a withdrawal the funda have been back in my bank account within 2 hours at the most. Brilliant! Would definitely recommend. Reviewed on: 4th November 2019

Always been bad with money until I got Chip

The round ups idea is just brill, you don’t even notice it coming out of your account and it’s so addictive to watch it grow! Helping me pay my credit card off massively! Reviewed on: 4th November 2019

Saving without effort

Once I installed the Chip and it automatically started saving I could basically forget about it whilst it worked it’s magic. I occasionally check it and just seeing the amount I’m saving going up without having to manually take out a fixed amount is a great help. Reviewed on: 4th November 2019

Best way to save

Love the intraction and regular updates Reviewed on: 13th September 2019

So far so good!

While it goes against all instincts to give your banking details to a third party app, the tool works extremely well. If you need a code for your first 1% interest, please enter DM1J9T. Reviewed on: 23rd June 2019

Brilliant app and last chance to get extra interest on your cash

Great app and you can get up to 5% interest if you use a code when you sign-up and then refer friends. Code: ND1ZT3 Use my referral code and you will get an extra 1% interest when you sign-up with the Chip App... this ends at the end of June this year, so this is your last chance to lock in extra interest for the next 12 months! Many thanks and happy saving! Reviewed on: 20th June 2019

Big changes at Chip

Chip are about to make some changes. First they're going to fix the lack of FSCS protection - but that also means ending the 1% referral interest. They're promising current users that it will be replaced with regular interest (although no word yet on what that will be). In the meantime, if you sign up now (before 30th June) using the code 7JTOXT then they will honour the extra 1% interest for the next 12 months. It's a great app - and has helped me save a lot. But get your skates on to take advantage of everything it has to offer. Reviewed on: 18th June 2019

Amazing

Automatic savings app which saves the random amounts I wouln't miss. Reviewed on: 6th June 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from Cheddar 4.86 from 73 reviews
Payments
from OhentPay 1.48 from 26 reviews
The Kantox Platform
from Kantox 0.00 from 0 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1044 reviews
Stocks & Shares ISA
from Chip 4.97 from 260 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub