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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Things can go wrong unexpectedly

Chip is a great automatic saving app. You can earn up to 5% interest by inviting your friends. However, things could go wrong unexpectedly. Interest may not get paid the first time. You may lose your account temporarily after an app upgrade. Or even close your account unexpectedly and not paying out any interest. The bottom line, someone @ chip will be happy to fix it by raising an issue with the chip team. Enjoy saving with Chip. Reviewed on: 10th May 2019

Fixed the bad points...

Honest review of Chip: It was a pain before saves were instant. Sometimes it could take three days for a save to go through, by which point things might have changed in your account. That's now changed and the saves are instant - which has been a game changer. It's now very easy to save - and to control the level of the saves. There's a plan to introduce a base rate of interest at some point this year too - which should be an extra boost. In the meantime, if you sign up using the code NEWVM6 then you'll get an extra 1% for a year (and me too... thank you in advance!). Happy saving. Reviewed on: 28th April 2019

Smart

You forget to save, and when you see money in your account you spend. This nifty app just takes a bit from time to time so you know you are putting money aside. They always notify you before they take, which just brightens up your day! Reviewed on: 15th April 2019

Fantastic app

Brilliant app for making little savings add up to a nice little rainy day fund. Can also set targets to achieve. The withdrawals never register that high on your statement but they all add up. Reviewed on: 15th April 2019

Excellent Savings Initiative

Chip is absolutely fantastic for saving. It is simple to use and makes saving incredibly easy also. Takes small manageable amounts and quickly builds up. I've signed family and friends up because it is so great. Reviewed on: 20th February 2019

Great customer service and I earn interest too

Always helpful, fast to answer any questions I’ve asked. Can’t fault them in my experience as all good. Reviewed on: 10th February 2019

New to saving

The app has made me into a saver when previously I never thought I could afford to save. It’s amazing how quickly it adds up and I never notice any other mpact in my account balance. Thank you! Reviewed on: 9th February 2019

Easy to save

Helps you save without having to do anything Reviewed on: 8th February 2019

Automation is the future

I've been using Chip for a year and have saved over £500 - which is a lot of money for me! They have some lovely people working hard and I'm excited about what they can offer in the future - certainly my best personal finance app! Reviewed on: 8th February 2019

Excellent

Fun exciting easyapp with the best interest rates by far for over a decade Reviewed on: 7th February 2019

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