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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Brilliant app.

5
Savings how it should be done. Very innovative app and company. Reviewed on: 7th February 2019

Brilliant app

5
If you struggle to get hold of your finances and save some loney at the end of the month, this is the perfect app for you Reviewed on: 7th February 2019

Easy way to save

5
Chip is an easy, flexible and great way to save without ever really noticing you're doing it! Building up a savings pot takes no time with no hassle. Reviewed on: 6th February 2019

Automatic savings at an industry beating rate

5
I love this app! Its allowed me to build up a large savings pot from small, almost unnoticeable payments. The combination of the automated feature of the app and interest rates of up to 5% is helping me build up the emergency fund that everyone says I need but I never thought I could afford. Reviewed on: 6th February 2019

Savings you don't notice with Chip

5
Great app to help save for everything you might want money for, all without really noticing. Reviewed on: 2nd February 2019

Game changing savings app

5
As a lot of the current generation do, I have struggled to save regularly as there is always something that comes up in a month that seems to use up any spare cash. With chip, your savings amounts are taken automatically and at affordable amounts and so you never seem to miss the cash. In just 12 months I saved £3500 almost without missing the money. Now that is a game changer! Superb company. Excellent and easy to use app. Great service. Chip is a company that is offering something different in a highly competitive market. They are going places and they deserve this award. Reviewed on: 2nd February 2019

Briilant new way to bank and save

5
I think that this inovation is a Brilliant way to bank and save withiut effort Reviewed on: 1st February 2019

Great friendly service

5
Chip are an amazing platform that easily help me to save money on a monthly basis without even missing it. Customer service is ace and I love the funny memes and videos on the chat app. I recommend Chip to all my friends. Reviewed on: 30th January 2019

Great Savings app

5
I've saved over £600 with chip with our trying! Reviewed on: 30th January 2019

Saving made easy

5
The beauty of the idea behind chip is the way money automatically slips out of my account. I know it's gone but I don't notice it isn't there. It accumulates nicely in my chip account and then is available for me to withdraw easily. The app itself is just so simple. You can't do too much beyond saving or withdrawing and reducing, increasing or even pausing the automated savings is done at the click of a button. Design is similar to a chat app so it's intuitive to use and the gifs that come up add a level of fun to the app. I have nothing bad to say about the app, it delivers exactly what it promises. Reviewed on: 29th January 2019

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