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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great app, easy to use and to promote savings

4
The app is very easy to use and while I agree it is not perfect and could be improved, I enjoy using it and find it help with savings and it is very reliable. I managed to save a consistent amount of money over the last year, with minimal effort In case you need a referal code you can use mine to get an extra 1% interest for 1 years: 9031L4 Reviewed on: 28th January 2019

Brilliantly simple. KISS at its best

4
Saving small amounts regularly because like most people I’m lazy. Chip does that for me. Reviewed on: 28th January 2019

get a real buzz ou of using this app

5
I have really enjoyed having this app and Its been really useful building up a rainy day fund. It also proves to me that I can save and that little by little really can build up a nice little nest egg and also help me pay off some debts. great little app that I am always recommending. Reviewed on: 28th January 2019

The easiest way to save money!

5
Over the last 18 months chip has helped me save for multiple holidays and enabled me to have the reassurance of a rainy day pot of money. You don't notice the money leaving your account at all - I LOVE IT! Reviewed on: 27th January 2019

Simply awesome

5
An amazing app that really enables invisible saving! I’ve genuinley felt as though I have more money since using it! I frequently talk to friends and colleagues about it and do my best to convince them to give it a try :) Reviewed on: 26th January 2019

Amazing savings app

5
Very easy to use app and saving me lot of time and money. Reviewed on: 26th January 2019

Easy intelligent saving app

5
A great app that allows us to save without thinking too much about it, not only does it take out small amounts out of your assigned bank account whilst taking into account how much you can afford to save but also I believe inspires the reality that we can save and that saving is a good thing to do, a better mindset than that of spend spend spend. Reviewed on: 26th January 2019

The best savings app there is!

5
Its like a piggy back that fills up by itself, and you never notice the money is gone. I turn off notifications and im none the wiser. 2 months after my startup I had £200 in there, which I withdrew and spent on all my christmas shopping! Reviewed on: 25th January 2019

AWESOME!

5
This is such a cool saving app. I heard about it from friends and was quite cautious at first, an app that reads your bank account and saves money for you? Alarm bells ringing everywhere but how wrong was I? I have savings I would never have had without it and there is genuinely no impact on my cash flow. There is a really active Chip community where you get to be involved in product development, I love it so much I invested. I've already got other people using it including my daughter. So nice to have an app that works. Reviewed on: 25th January 2019

Ace app

5
Totally brilliant app. Makes saving so easy. Would recomend this to anyone. Reviewed on: 24th January 2019

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