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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

The easiest way to save money!

Over the last 18 months chip has helped me save for multiple holidays and enabled me to have the reassurance of a rainy day pot of money. You don't notice the money leaving your account at all - I LOVE IT! Reviewed on: 27th January 2019

Simply awesome

An amazing app that really enables invisible saving! I’ve genuinley felt as though I have more money since using it! I frequently talk to friends and colleagues about it and do my best to convince them to give it a try :) Reviewed on: 26th January 2019

Amazing savings app

Very easy to use app and saving me lot of time and money. Reviewed on: 26th January 2019

Easy intelligent saving app

A great app that allows us to save without thinking too much about it, not only does it take out small amounts out of your assigned bank account whilst taking into account how much you can afford to save but also I believe inspires the reality that we can save and that saving is a good thing to do, a better mindset than that of spend spend spend. Reviewed on: 26th January 2019

The best savings app there is!

Its like a piggy back that fills up by itself, and you never notice the money is gone. I turn off notifications and im none the wiser. 2 months after my startup I had £200 in there, which I withdrew and spent on all my christmas shopping! Reviewed on: 25th January 2019

AWESOME!

This is such a cool saving app. I heard about it from friends and was quite cautious at first, an app that reads your bank account and saves money for you? Alarm bells ringing everywhere but how wrong was I? I have savings I would never have had without it and there is genuinely no impact on my cash flow. There is a really active Chip community where you get to be involved in product development, I love it so much I invested. I've already got other people using it including my daughter. So nice to have an app that works. Reviewed on: 25th January 2019

Ace app

Totally brilliant app. Makes saving so easy. Would recomend this to anyone. Reviewed on: 24th January 2019

Put away savings without even thinking about it

I really like this app, which uses an algorithm to determine what you could easily afford to save each week and puts it into a savings pot for you automatically. Is straightforward to use, and you can withdraw the savings a soon as you need, it's a great supplement to my other savings, like a virtual coin jar! Reviewed on: 24th January 2019

Christmas Paid for

One of my friends recommended Chip in March of 2018 and I immediately linked it to two of my accounts. Hey Presto - It's Christmas and there's just over £1000 in there. A great app, so easy to use and what amazing results. I'm now up to 3% interest with my own recommendations. Reviewed on: 24th January 2019

Realistic savings

I love the chip app. It’s simple to use, easy to save with and I view the company as trustworthy with my money. I also like that they don’t promise to save you thousands by putting away less than £5 a week unlike some other apps. Chip is realistic about savings, it calculates the time it will take you to a goal you can set. You can opt to put away more if you like, and it is easy to withdraw your savings. 10/10 Reviewed on: 24th January 2019

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