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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Put away savings without even thinking about it

I really like this app, which uses an algorithm to determine what you could easily afford to save each week and puts it into a savings pot for you automatically. Is straightforward to use, and you can withdraw the savings a soon as you need, it's a great supplement to my other savings, like a virtual coin jar! Reviewed on: 24th January 2019

Christmas Paid for

One of my friends recommended Chip in March of 2018 and I immediately linked it to two of my accounts. Hey Presto - It's Christmas and there's just over £1000 in there. A great app, so easy to use and what amazing results. I'm now up to 3% interest with my own recommendations. Reviewed on: 24th January 2019

Realistic savings

I love the chip app. It’s simple to use, easy to save with and I view the company as trustworthy with my money. I also like that they don’t promise to save you thousands by putting away less than £5 a week unlike some other apps. Chip is realistic about savings, it calculates the time it will take you to a goal you can set. You can opt to put away more if you like, and it is easy to withdraw your savings. 10/10 Reviewed on: 24th January 2019

Great app. Saves £1000 in a year :-)

Saw an add 18 months ago so gave it a try. Amazed at how easy it is. I do nothing and it automatically saves random amounts every week. I have over £1000 saved which I wouldn’t have done otherwise. I recommend this to anyone that wants to save some money without having to setup standing orders etc. Love it!! Reviewed on: 23rd January 2019

Easy way to save

Easy to set up and use. I was able to save more than I thought I would and more than I would have managed on my own. Reviewed on: 23rd January 2019

Great little saving helper

Chip helps squirrel away money for the rainy day finds a little at a time according to what is affordable based on your spending. What's not to love? Reviewed on: 23rd January 2019

Saving without any stress or hardly even noticing it!

I don’t earn a huge amount of money, so I never would have thought I’d be able to save so much without even noticing it! Chip’s calculations as to how much I can save each week are really in line with my real life Reviewed on: 23rd January 2019

An amazing app, super customer friendly and a innovative way to save

A super fun app & platform, great use of an AI and an excellent way to save Reviewed on: 23rd January 2019

Does the saving for you

Not only does Chip automate the savings process but it also has a very competitive initial interest rate for an instant access account. The app is also very intuitive and user friendly. Would recommend to anyone. Reviewed on: 23rd January 2019

Fantastic

So many amazing features that really make a difference Reviewed on: 23rd January 2019

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