Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Best thing ever

5
Saving money without having to do anything is a bonus in today's fast moving world. Load it and forget about it and let the magic happen Reviewed on: 21st January 2019

Effortless saving

5
Chip saves what you can afford to put away so you don’t miss it! Means I can just get on with my life and let the money pot creep up without me lifting a finger! Reviewed on: 21st January 2019

Excellent saving app

5
Brilliant little savings app, you don't have to do much, just sit back and it saves for you Reviewed on: 21st January 2019

Makes saving easy

5
I always struggled to save effectively but Chip make it so easy - it is a fire and forget save system. Reviewed on: 21st January 2019

Super easy

5
Don’t even miss the money that Chip saves for me and I like their fun ethos Reviewed on: 21st January 2019

Great saving

5
Save without knowing you’re saving. Reviewed on: 21st January 2019

Flexible saving at its best

5
Love the control and flexibility in saving what I want when I want Reviewed on: 21st January 2019

Easy peasy effortless saving

5
How to save money without trying, and at no cost! Chip is a great tool for those who don't have the discipline to manually save every month - that could be most of us, but is certainly me! Genius. Reviewed on: 21st January 2019

Chip is AMAZING

5
In a year when I worked very little, chip still helped me put money away I didn’t know I had. In comparison to my mates who use apps that round up their purchases I’ve saved WAY MORE !!! Tax bill and holiday sorted. Reviewed on: 21st January 2019

Saving made easy

5
No time to save? Get the app and it’s done for you. Saving has never been easier! Reviewed on: 21st January 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1043 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.97 from 260 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products