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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

It's so simple to use

5
Chip makes saving so easy. With things being automatic and hassle free, you barely notice it's happening. But when you need access to that cash, you can get to it, easily. It's almost like a rainy-day fund you forget you have. Better still, the team are constantly working on ways to improve their product, with investments etc. coming soon. I can't wait to see what they have in store next. Reviewed on: 21st January 2019

Best Savings App Ever

5
I never saved up until I used this app!!! It has changed my life, truly. Great interface, really easy to use and it should be acknowledged for all the great work the team at Chip have put in. Reviewed on: 21st January 2019

Great little savings app

4
Great little app to help you save without noticing, and awesome introductory interest rate too! Reviewed on: 21st January 2019

Awesome app. Easy way to save

5
Really good app which makes savings very easy - it just works! Its easy to get hold of your money (no penalties) when needed and easy to add additional money too. Reviewed on: 21st January 2019

Excellent concept

5
Great idea, excellent customer service, competitive interest rates - save without even realising it Reviewed on: 21st January 2019

Great way to save

5
It's brilliant because you don't really notice it coming out of your account and therefore it's a great way to save Reviewed on: 21st January 2019

So easy, so powerful

5
Saving without realising it. What’s not to like? Reviewed on: 21st January 2019

Best thing ever

5
Saving money without having to do anything is a bonus in today's fast moving world. Load it and forget about it and let the magic happen Reviewed on: 21st January 2019

Effortless saving

5
Chip saves what you can afford to put away so you don’t miss it! Means I can just get on with my life and let the money pot creep up without me lifting a finger! Reviewed on: 21st January 2019

Excellent saving app

5
Brilliant little savings app, you don't have to do much, just sit back and it saves for you Reviewed on: 21st January 2019

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