Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Absolutely amazing

5
Great saving app. Would never have been able to save as much as I have without it. Love it! Reviewed on: 21st January 2019

Stealth saving

5
A great little app that really does mean I can save without even noticing it. Fast, friendly and professional answers to my questions through the live chat function. Very user friendly. Overall a really great product. Reviewed on: 21st January 2019

It's so simple to use

5
Chip makes saving so easy. With things being automatic and hassle free, you barely notice it's happening. But when you need access to that cash, you can get to it, easily. It's almost like a rainy-day fund you forget you have. Better still, the team are constantly working on ways to improve their product, with investments etc. coming soon. I can't wait to see what they have in store next. Reviewed on: 21st January 2019

Best Savings App Ever

5
I never saved up until I used this app!!! It has changed my life, truly. Great interface, really easy to use and it should be acknowledged for all the great work the team at Chip have put in. Reviewed on: 21st January 2019

Great little savings app

4
Great little app to help you save without noticing, and awesome introductory interest rate too! Reviewed on: 21st January 2019

Awesome app. Easy way to save

5
Really good app which makes savings very easy - it just works! Its easy to get hold of your money (no penalties) when needed and easy to add additional money too. Reviewed on: 21st January 2019

Excellent concept

5
Great idea, excellent customer service, competitive interest rates - save without even realising it Reviewed on: 21st January 2019

Great way to save

5
It's brilliant because you don't really notice it coming out of your account and therefore it's a great way to save Reviewed on: 21st January 2019

So easy, so powerful

5
Saving without realising it. What’s not to like? Reviewed on: 21st January 2019

Best thing ever

5
Saving money without having to do anything is a bonus in today's fast moving world. Load it and forget about it and let the magic happen Reviewed on: 21st January 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products