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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

amazing way to save

A product that is both simple and elegant. Saving made so easy. Reviewed on: 16th January 2019

A* saving

I love chip. It’s safe, convenient and easy to use app, excellent customer service and passion for there product. I try to convince everyone I know to sign up. I believe it is in the today’s world the best way of saving that I have found and I’m so happy I’ve discovered it. Keep it up Reviewed on: 16th January 2019

Genius

I've saved £3k without lifting a finger this year. Totally in love with this app, it just works. Reviewed on: 16th January 2019

Easy saving

Tried conscious saving before, failed. Now moved to unconscious saving through Chip, result is I now have savings. Great app, the only conscious thing I had to do is sign up!! Reviewed on: 16th January 2019

Brilliant app

Great way to save money without even realising it! Reviewed on: 16th January 2019

Chip Savings App Referral Code : Q0BQMT

I have been using CHIP for a few month and its great…. Very easy to set up and use… Please use my referral code, it’s : Q0BQMT We both get 1% extra interest each. Thank you so much if you use this code. Reviewed on: 16th January 2019

Invest with smile

Excellent saving tool. So good I invested in the company such is my confidence this is going to be the best savings app Reviewed on: 16th January 2019

Awesome app.

Saving money has honestly never been easier or smarter. Hope they keep innovating and disrupting the industry. Reviewed on: 16th January 2019

Unhelpful and hard to use

Wouldn't help me withdraw my money. Very hard to use. Had to get my son to help me out Reviewed on: 16th January 2019

Makes bite-size saving simple

I’ve been saving with Chip’s trusty algorithm for over a year now and I love the simplicity of the interface and the ingenuity of its function. I trust Chip to only save what I can afford and I like that it squirrels my money away somewhere separate from my current account but I can still get at it easily if I wish. Customer service has always been efficient, friendly and clear - it’s a no-brainier for me; I recommend all my friends to try it. Reviewed on: 16th January 2019

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