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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Not for me

Too much of a hassle. I am personally not a fan of the app's interface Reviewed on: 16th January 2019

Best savings bank

Never had a problem, Good rates would and have recommended to friends and family. Reviewed on: 16th January 2019

A great innovative idea!

A brilliant company and app, great idea to save automatically without even knowing about it! Reviewed on: 16th January 2019

Fantastic, User Friendly App!

Leading the charge in instilling saving habits, particularly among young people, in a simple, vibrant app. Great product! Reviewed on: 16th January 2019

Very intuitive and forward thinking

Perfect app for those who struggle to save. Reviewed on: 16th January 2019

User friendly with proven results!

I have saved >£1000 since using chip, without even noticing. It is so easy to then transfer the money back. Have recommended to friends and family in run up to Christmas. Reviewed on: 16th January 2019

Refined app & Painless saving, with attractive £%

I heard about Chip through a financial advisor on radio. The review described an app that squirelled small sums away- almost unseen- that allowed the saver to accrue a useful sum across a few months. The interest rate was attractive too. I downloaded and signed up with Chip. One is justifiably wary of finance apps, especially since they require you to divulge your bank details from the get-go. However, Chip impresses as a secure, professional and surprisingly addictive savings tool. The regular sums saved can be nudged up or down, and even paused for convenience. I’m hooked on saving- for the first time in decades, I seem to be able to look to holidays with a view that I don’t need to hit the credit card to pay for it. Chip is a rare thing; an app that delivers on what it promises. Reviewed on: 16th January 2019

Saving made simple

I love how it takes what you can afford each week then before you know it you have savings! I never thought I could put money away each month but in the past year i’ve saved well over 1k! Love the fun gifs when saving and the responsive customer service. Reviewed on: 16th January 2019

Exceptional Application

Has helped me greatly with saving for a rainy day, depositing small but significant amounts of money which add up over time. 5 stars ⭐️ Reviewed on: 16th January 2019

Super easy automatic savings app delivering great returns!

Chip feels like the future of personal savings with much better rates than standard banks, a cleaner interface, easy to reach staff and automatic saves that consider the money in your account. Reviewed on: 16th January 2019

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