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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Makes bite-size saving simple

I’ve been saving with Chip’s trusty algorithm for over a year now and I love the simplicity of the interface and the ingenuity of its function. I trust Chip to only save what I can afford and I like that it squirrels my money away somewhere separate from my current account but I can still get at it easily if I wish. Customer service has always been efficient, friendly and clear - it’s a no-brainier for me; I recommend all my friends to try it. Reviewed on: 16th January 2019

Easy to use and has really helped

I find this a very straightforward and very easy savings app. Does everything itself without having to intervene. No issues so far and keeps the money separate to your actual account. Great stuff. Reviewed on: 16th January 2019

Not for me

Too much of a hassle. I am personally not a fan of the app's interface Reviewed on: 16th January 2019

Best savings bank

Never had a problem, Good rates would and have recommended to friends and family. Reviewed on: 16th January 2019

A great innovative idea!

A brilliant company and app, great idea to save automatically without even knowing about it! Reviewed on: 16th January 2019

Fantastic, User Friendly App!

Leading the charge in instilling saving habits, particularly among young people, in a simple, vibrant app. Great product! Reviewed on: 16th January 2019

Very intuitive and forward thinking

Perfect app for those who struggle to save. Reviewed on: 16th January 2019

User friendly with proven results!

I have saved >£1000 since using chip, without even noticing. It is so easy to then transfer the money back. Have recommended to friends and family in run up to Christmas. Reviewed on: 16th January 2019

Refined app & Painless saving, with attractive £%

I heard about Chip through a financial advisor on radio. The review described an app that squirelled small sums away- almost unseen- that allowed the saver to accrue a useful sum across a few months. The interest rate was attractive too. I downloaded and signed up with Chip. One is justifiably wary of finance apps, especially since they require you to divulge your bank details from the get-go. However, Chip impresses as a secure, professional and surprisingly addictive savings tool. The regular sums saved can be nudged up or down, and even paused for convenience. I’m hooked on saving- for the first time in decades, I seem to be able to look to holidays with a view that I don’t need to hit the credit card to pay for it. Chip is a rare thing; an app that delivers on what it promises. Reviewed on: 16th January 2019

Saving made simple

I love how it takes what you can afford each week then before you know it you have savings! I never thought I could put money away each month but in the past year i’ve saved well over 1k! Love the fun gifs when saving and the responsive customer service. Reviewed on: 16th January 2019

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