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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Amazing App

5
Amazing app and company, surprising how much money you can put away over the year without having to put the effort in Reviewed on: 15th January 2019

Effortless Saving

5
Saving without feeling it, always the dream. Chip just takes what it knows you can afford to spend out of your account and keeps it in a savings account for you. You can earn interest by referring your friends, and set goals to work towards saving to! Highly recommended, takes the pain and hesitation out of saving. Reviewed on: 15th January 2019

Perfection

5
Effortless saving, great interest rates, friendly company. Reviewed on: 15th January 2019

Easy savings

5
Easy and clever app that puts savings back in reach of everyone. I've been using Chip for a year or so now and have managed to save a lot of money (or, at least, a lot for me!). And, if you want a bonus 1% then feel free to use my referral code (full disclosure, I get an extra 1% too!) it's 7JTOXT. Reviewed on: 15th January 2019

Extremely useful

5
I've always been terrible at saving money and as a result never really did but Chip has solved that entirely and now I have an admirable amount saved up Reviewed on: 15th January 2019

Great community driven app

5
Easy to use savings app that helps to save manageable amounts on a regular basis with great interest rates. A no brainer. Always looking to improve the app and listen to the community Reviewed on: 15th January 2019

Great savings app

5
Simple to use, don’t even have to think about saving now, just put in a goal and let the app do the rest. Reviewed on: 15th January 2019

Such an easy way to save

5
The best savings app, makes saving so easy and I have saved so much more than I would have without it. Reviewed on: 15th January 2019

Chip to the rescue

5
Chip is an excellent innovative banking app which has really turned my life around since joined in November 2017 Reviewed on: 15th January 2019

Great Savings App

5
Fantastic way to save and you don’t even miss the money that you are savings. Have saved over £1600 to date and the savings comes in handy when you get an unexpected bill. Top marks to Chip! Reviewed on: 15th January 2019

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