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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

Easy to use and has really helped

I find this a very straightforward and very easy savings app. Does everything itself without having to intervene. No issues so far and keeps the money separate to your actual account. Great stuff. Reviewed on: 16th January 2019

Not for me

Too much of a hassle. I am personally not a fan of the app's interface Reviewed on: 16th January 2019

Best savings bank

Never had a problem, Good rates would and have recommended to friends and family. Reviewed on: 16th January 2019

A great innovative idea!

A brilliant company and app, great idea to save automatically without even knowing about it! Reviewed on: 16th January 2019

Fantastic, User Friendly App!

Leading the charge in instilling saving habits, particularly among young people, in a simple, vibrant app. Great product! Reviewed on: 16th January 2019

Very intuitive and forward thinking

Perfect app for those who struggle to save. Reviewed on: 16th January 2019

User friendly with proven results!

I have saved >£1000 since using chip, without even noticing. It is so easy to then transfer the money back. Have recommended to friends and family in run up to Christmas. Reviewed on: 16th January 2019

Refined app & Painless saving, with attractive £%

I heard about Chip through a financial advisor on radio. The review described an app that squirelled small sums away- almost unseen- that allowed the saver to accrue a useful sum across a few months. The interest rate was attractive too. I downloaded and signed up with Chip. One is justifiably wary of finance apps, especially since they require you to divulge your bank details from the get-go. However, Chip impresses as a secure, professional and surprisingly addictive savings tool. The regular sums saved can be nudged up or down, and even paused for convenience. I’m hooked on saving- for the first time in decades, I seem to be able to look to holidays with a view that I don’t need to hit the credit card to pay for it. Chip is a rare thing; an app that delivers on what it promises. Reviewed on: 16th January 2019

Saving made simple

I love how it takes what you can afford each week then before you know it you have savings! I never thought I could put money away each month but in the past year i’ve saved well over 1k! Love the fun gifs when saving and the responsive customer service. Reviewed on: 16th January 2019

Exceptional Application

Has helped me greatly with saving for a rainy day, depositing small but significant amounts of money which add up over time. 5 stars ⭐️ Reviewed on: 16th January 2019

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