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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Effortless saving

5
Simple and easy to use and save with no effort at all. Reviewed on: 16th January 2019

amazing way to save

5
A product that is both simple and elegant. Saving made so easy. Reviewed on: 16th January 2019

A* saving

5
I love chip. It’s safe, convenient and easy to use app, excellent customer service and passion for there product. I try to convince everyone I know to sign up. I believe it is in the today’s world the best way of saving that I have found and I’m so happy I’ve discovered it. Keep it up Reviewed on: 16th January 2019

Genius

5
I've saved £3k without lifting a finger this year. Totally in love with this app, it just works. Reviewed on: 16th January 2019

Easy saving

5
Tried conscious saving before, failed. Now moved to unconscious saving through Chip, result is I now have savings. Great app, the only conscious thing I had to do is sign up!! Reviewed on: 16th January 2019

Brilliant app

5
Great way to save money without even realising it! Reviewed on: 16th January 2019

Chip Savings App Referral Code : Q0BQMT

5
I have been using CHIP for a few month and its great…. Very easy to set up and use… Please use my referral code, it’s : Q0BQMT We both get 1% extra interest each. Thank you so much if you use this code. Reviewed on: 16th January 2019

Invest with smile

5
Excellent saving tool. So good I invested in the company such is my confidence this is going to be the best savings app Reviewed on: 16th January 2019

Awesome app.

5
Saving money has honestly never been easier or smarter. Hope they keep innovating and disrupting the industry. Reviewed on: 16th January 2019

Unhelpful and hard to use

1
Wouldn't help me withdraw my money. Very hard to use. Had to get my son to help me out Reviewed on: 16th January 2019

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