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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great rate of interest.

5
Great rate of interest and a simple to use app Reviewed on: 22nd March 2025

easy to use and understand

5
The app is easy to use and understand and any problems or queries answered promptly. Reviewed on: 22nd March 2025

Excellent customer service, easy to use app

5
Excellent customer service, easy to use app Reviewed on: 22nd March 2025

Chip the easy way to save.

5
I have always been a bad saver. Since I have started saving with chip I find I mange my savings professionally. The interest rate is superb. The easy of depositing and withdrawing is a major plus. I find the chip app far more usable than my conventional bank. Although I haven’t used it I like the option of been able to invest and it is something I would explore in the future. Reviewed on: 22nd March 2025

Brilliant

5
I've been using chip now for a couple of years and it really is a brilliant app. Previously I was shocking with putting money aside but chip has made is so much easier . The auto saves are brilliant Reviewed on: 22nd March 2025

Easy to use, good interest rate, can withdraw money...

5
Easy to use, good interest rate, can withdraw money when I need it. Reviewed on: 22nd March 2025

Engaging way to save

5
They do not provide an instant reply service but they are a smaller team who actually care about you and the queries you have. The app is really user friendly. The graphs are interactive and encourages saving. The option of a prize account is fun and engaging. Reviewed on: 22nd March 2025

Simple savings with good returns

5
Simple savings with good returns Reviewed on: 22nd March 2025

Very easy to use, saving is automatic

5
Very easy to use, saving is automatic at whatever level you want, and easily changed when circumstances dictate. There are also a number of options for types of account. Reviewed on: 22nd March 2025

Chip is easy to navigate and convenient too

5
Chip is easy to navigate and convenient too Reviewed on: 22nd March 2025

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