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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Excellent

Very helpful application and practical Reviewed on: 15th January 2019

Great savings app

It's great to feel you are saving without realising, and saving responsibly too, based on your spending patterns. A very clever idea and I have great confidence in the company to look after my best interests. Reviewed on: 15th January 2019

Really simple saving

This app is great. It 'chips' away at your account so that you are saving without noticing. The balance soon grows and they have innovative ways of increasing your rate of return. Reviewed on: 15th January 2019

Brilliant savings app

I never have enough to save but they keep nibbling away and slowly it builds up, if I need any back for anything it’s there next day no hassle. Reviewed on: 15th January 2019

Savings simplified

Auto savings is such a simple concept but the algorithms used by Chip make it almost III noticeable. Reviewed on: 15th January 2019

Encouraged all my friends and family to get Chip!

Such a great idea. I have always done something similar with physical loose change, an electronic equivalent is genius! And to have the opportunity to earn considerably more interest on the chip platform compared to high street banks makes it a real no brainier. Encouraged all my friends and family to jump on, we all should! Reviewed on: 15th January 2019

Easiest way to save

So simple and very effective way to save without realising. I've recommended it to numerous people and every single one loves CHIP Reviewed on: 15th January 2019

Saving without noticing

I now have the savings building up and on my way to a new car. Because its saving a bit here and there I don't really notice. After years of getting nowhere this has helped so much! Where was this year's ago! Reviewed on: 15th January 2019

Great saving app

I like the app, but would prefer a better way to gain higher interest rates. Reviewed on: 15th January 2019

Quick and efficient

An easy app to use that helps you save money that is tailored to fit your spending and saving habits. Reviewed on: 15th January 2019

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