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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Effortless saving!

Discovered chip last summer, never missed any of the money that came out of my account, and had a nice sum to spend over Xmas without leaving my current account drained. Reviewed on: 15th January 2019

Excellent

Very helpful application and practical Reviewed on: 15th January 2019

Great savings app

It's great to feel you are saving without realising, and saving responsibly too, based on your spending patterns. A very clever idea and I have great confidence in the company to look after my best interests. Reviewed on: 15th January 2019

Really simple saving

This app is great. It 'chips' away at your account so that you are saving without noticing. The balance soon grows and they have innovative ways of increasing your rate of return. Reviewed on: 15th January 2019

Brilliant savings app

I never have enough to save but they keep nibbling away and slowly it builds up, if I need any back for anything it’s there next day no hassle. Reviewed on: 15th January 2019

Savings simplified

Auto savings is such a simple concept but the algorithms used by Chip make it almost III noticeable. Reviewed on: 15th January 2019

Encouraged all my friends and family to get Chip!

Such a great idea. I have always done something similar with physical loose change, an electronic equivalent is genius! And to have the opportunity to earn considerably more interest on the chip platform compared to high street banks makes it a real no brainier. Encouraged all my friends and family to jump on, we all should! Reviewed on: 15th January 2019

Easiest way to save

So simple and very effective way to save without realising. I've recommended it to numerous people and every single one loves CHIP Reviewed on: 15th January 2019

Saving without noticing

I now have the savings building up and on my way to a new car. Because its saving a bit here and there I don't really notice. After years of getting nowhere this has helped so much! Where was this year's ago! Reviewed on: 15th January 2019

Great saving app

I like the app, but would prefer a better way to gain higher interest rates. Reviewed on: 15th January 2019

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